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  1. #11
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    Quote Originally Posted by android View Post
    thanks very much for the replies, i checked with a public hospital here in Perth, Clinic Visits = $189.00 per visit / Inpatient Stay = $1,660.00 per night
    that's fine if she stayed only 2 or 3 days , the risk is if something happen then the cost will be out of reach
    I have to work at least 2 years before I can apply for a PR.
    wow, that's very expensive! what about if you need special care, per night?
    are you going to go with it? i hope u find a solution quick.

  2. #12
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    Quote Originally Posted by Minchi View Post
    wow, that's very expensive! what about if you need special care, per night?
    are you going to go with it? i hope u find a solution quick.
    the only solution i can see now, is that my wife go back to my home country and have the delivery there and come back once everything is fine.

  3. #13
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    probably the best. because the closer your wife gets to the end of the pregnancy the more appointments she will need. she will eventually need to go every 2 weeks then every week at the end of it. Plus you have the 20 weeks scan as well. and if you need any other scans etc those too..

    but yes wow as i said, lucky you rang up to find out, you wouldn't want to just guess and get a huge bill at the end of it.

  4. #14
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    Default pregnant without coverage

    I know an Australian family who hadn't observed the phi waiting period and wanted to go private still .. They had to take out a $15,000 loan. And that's just for the hospital costs, not OB checks which they could put half on Medicare.

  5. #15
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    Default Re: pregnant without coverage

    Quote Originally Posted by Lili81 View Post

    Also if you do get PR approved before the birth, the baby is born Australian! bonus
    This is not true, the rules have changed.

  6. #16
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    Default pregnant without coverage

    Quote Originally Posted by android View Post
    I have to work at least 2 years before I can apply for a PR.
    Do you know there is another way? You can get your skills recognized then the 2 years rule does not apply.

    I can dig some info for you if you need?

    I have been down the road of 457 to PR

  7. #17
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    Default pregnant without coverage

    Quote Originally Posted by Stiflers Mom View Post
    This is not true, the rules have changed.
    It is true, this is from the immi website:

    "Children born to a permanent resident of Australia

    Children born in Australia automatically acquire Australian citizenship if at least one parent is an Australian citizen or permanent resident at the time of the child's birth."

  8. #18
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    Default pregnant without coverage

    I was on a 457 for a while and yes I required coverage. As I'm a Brit there is a reciprocal scheme with Medicare but I'm not sure about other countries. There is a list of countries that have reciprocal schemes but you'd have to look it up!

  9. #19
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    Default pregnant without coverage

    Do you already have some sort of insurance as part of your visa conditions?

  10. #20
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    Default pregnant without coverage

    I was a 457 from a country with no reciprocal agreement like the OP.

    Either your PHI covers pregnancy or it doesn't. If it doesn't you will have to go public and pay for everything. Nothing back from Medicare.

    There are 3 options :
    > call your PHI, explain your situation and see if you can get some kind of deal (pay higher premium)
    > negotiate with your employer to see how/if they can help you with your situation
    > apply for PR by getting your skills recognized (this is a longer road but not requirement for having been in your work for 2 yrs+).
    You could apply for a PR subclass 186 with Direct ****** entry.
    To be eligible to apply, you must provide a positive skills assessment in your nominated occupation + provide evidence of at least three years of relevant work experience + have competent English.More info here http://www.immi.gov.au/skills/skills.../subclass-186/
    Last edited by ExcuseMyFrench; 31-10-2012 at 09:52.


 

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