+ Reply to Thread
Results 1 to 6 of 6
  1. #1
    Join Date
    Sep 2011
    Posts
    238
    Thanks
    387
    Thanked
    75
    Reviews
    1

    Default Private health changing to family cover- la trobe health

    Has anyone here changed from two singles to family cover within la trobe health? Did you have to serve a waiting period for the baby?

    I just got off the phone to the hispital and by chance the subject of family cover came up. The lady said there is usually a two month waiting period for the baby even if you are an existing member. I'm not due until Jan 14th, but if I go a month early, bubs will need help, but won't be covered. Ahhhh!

  2. #2
    Join Date
    Nov 2011
    Posts
    3,666
    Thanks
    1,426
    Thanked
    1,432
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts

    Default Private health changing to family cover- la trobe health

    I'm with a different company, but work in the industry.

    Yes there is a 2mth waiting period when upgrading to family m'ship normally. So if you are upgrading right now, bubs isn't due until mid-Jan so should be fine even if a month early.

    If there are no complications them the baby is covered under your admission anyway.

    If there are any issues with your baby and they have to be admitted as their own patient, then you could request he be transferred to the Children's if you haven't served the 2mths by then yet.

    Hope this helps.

  3. #3
    Join Date
    Sep 2011
    Posts
    238
    Thanks
    387
    Thanked
    75
    Reviews
    1
    Thanks, I will call them tomorrow and change over. I wanted to do it ages ago but DH kept fobbing it off. Tonight he even said, Im sure it will be ok, I'll just do it when you go into labor. Oh boy!

  4. #4
    Join Date
    Nov 2011
    Posts
    3,666
    Thanks
    1,426
    Thanked
    1,432
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts

    Default Private health changing to family cover- la trobe health

    Ha ha, men!

    Well technically you don't have to have family cover when you give birth, as baby is included in your stay.

    It's only if bubs needs to be admitted as a patient that you want family cover in place (or send them to public hospital).

  5. #5
    Join Date
    Sep 2011
    Posts
    238
    Thanks
    387
    Thanked
    75
    Reviews
    1
    Spoke to la trobe health today, aparently we have couples cover not singles.

    The lady said that the baby would be covered under couples if needing to be admitted. Hmm I hope she is correct. Ill call the hospital and speak to the lady who initially told me about the waiting peoiod and see if shes ever heard of this.

  6. #6
    Join Date
    Sep 2011
    Posts
    238
    Thanks
    387
    Thanked
    75
    Reviews
    1
    Thanks for that, I'm seeing the OB next week, will get her to fill one out.


 

Similar Threads

  1. Have private health cover but planning on going public
    By kw123 in forum Private Health Insurance Discussion
    Replies: 54
    Last Post: 15-08-2014, 10:15
  2. Convince me I need private health cover
    By Disbride in forum Private Health Insurance Discussion
    Replies: 33
    Last Post: 14-05-2013, 19:42
  3. Private health cover + obstetrics
    By CD84 in forum Conception & Fertility General Chat
    Replies: 7
    Last Post: 16-05-2012, 16:34

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
FEATURED SUPPORTER
TPS Health Physiotherapy and PilatesTPS Health Physiotherapy and Pilates has three clinics located at Morningside, Redlands and Lutwyche. We offer pre and ...
REVIEWS
"Made bed time less anxious"
by Meld85
My Little Heart Whisbear - the Humming Bear reviews ›
"Wonderful natural Aussie made product!"
by Mrstwr
Baby U Goat Milk Moisturiser reviews ›
"Replaced good quality with cheap tight nappies"
by Kris
Coles Comfy Bots Nappies reviews ›