I cant give advice on the hospital/medical side of things - but when my DP and I were organising our house loan I was also buying a new $30,000 car. The bank was more than happy for us to roll the two into one house loan (would have meant lower interest rate on my car). In the end we declined as the house was for both of us and the car was only for me. We took out a house loan and a seperate personal loan. I would definately speak to the bank and see what they can do.
Hope you sort this out quickly!
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30-07-2012 20:17 #11
Last edited by Taiyed; 30-07-2012 at 20:19.
30-07-2012 20:18 #12
Completely different scenario, but our son was in hospital earlier in the year and the social worker arranged a lot for us to assist financially while we were there.
My friend has also been in a similar situation to your sister with a premmie and she obtained assistance with help from the hospital social workers. There are also crisis payments available from centrelink.
30-07-2012 20:19 #13
30-07-2012 20:20 #14
30-07-2012 20:22 #15
KIs it possible to just lend her a bit each week until she's on her feet again?
ETA what about asking all her friends and family to chip in something to help her out? You never know what people might have to give.
Last edited by daysta112; 30-07-2012 at 20:25.
30-07-2012 20:24 #16
30-07-2012 20:29 #17
The bank suggested the combined loan to us, we didnt even ask. I just happened to mention i was thinking of buying a new car when we applied for the loan. They had no problem with the two seperate loans as we were both working and could afford to make both sets of repayments. Both of us have a good credit rating and we had previous loans etc with the bank so they knew our banking background.
I think its def worth trying with you bank - it cant hurt.
30-07-2012 20:31 #18
30-07-2012 20:33 #19
And just so I can assess all the options...I hear a lot about financial institutions that will lend to people with bad credit, but with high interest rates, but I don't know any.
Does anybody have a suggestion so I can have a gander at their website?
30-07-2012 20:34 #20
Best of luck - i hope it all works out and you are able to help your DPs sis. She will need all the love and support you can give
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