I'm wanting to reduce my credit card limit in $500 increments until there is only about $1000 left as my emergency stash.
My question is: I've currently got a $4000 limit which I've reduced from $7500 since I got back from travelling. Back when you could reduce online, as well as increase - now you have to go into a branch to reduce it I could have paid it off but I'm shocking at giving money away to banks, so while I can save that kind of money, it's gone into my new car etc so far.
I've got $563 available on it now so I want to go into a bank and drop the limit to $3500 tomorrow (meaning there will be $63 only on the card - not a prob to me). Will they let me drop it if there's only going to be that much left on the card? I get paid on Thursdays and will chuck another $200 or so next week but there'll only be $63 til then.
Grrr. Was so much easier to do it online!!!
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28-06-2012 20:14 #1
To reduce credit card limit...
28-06-2012 20:31 #2
CBA let's you drop it over the phone - may be worth a phone call rather than wasting your time going to a branch.
The Following User Says Thank You to Pesca77 For This Useful Post:
28-06-2012 20:32 #3
28-06-2012 20:38 #4
We drop it over the phone with commonwealth, they dont care how much u have left on there, we drop it leaving it with 2-3 dollars left on there sometimes
The Following User Says Thank You to Zombie_eyes For This Useful Post:
28-06-2012 20:44 #5
Cheers. I'll call them tomorrow!
28-06-2012 21:16 #6
They say the call centre is 24/7 do maybe give it a go now if you like? Otherwise yes tmrw - saves the hassle of the branch! I avoid them like the plague!
28-06-2012 21:35 #7
Thank you! Feel a little freer now!
By beancounter in forum General ChatReplies: 7Last Post: 17-03-2012, 05:32
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