Ours are all on direct debit otherwise we would forget to pay them. For one off or irregular bills (rego, insurance renewal etc) I set up a Bpay payment in advance as soon as I receive the bill so the transaction is done on the due date. All our bills are paid by credit card then we pay off our credit card each month.
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20-04-2012 08:31 #21
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20-04-2012 08:31 #22Senior Member
- Join Date
- Sep 2008
We have 3 accounts; wages, savings, bills. We put $150 away each week for bills and our electricity is direct debited fortnightly, I pay rent weekly through Internet Banking.
Any other bills that come in are paid over the phone using our Visa debit.
20-04-2012 09:03 #23
We use a high rewards credit card for all bills and have it direct debited. Then fortnightly I put away 100 into a bill account. When I get the credit card bill I just pay it off. this way we are never in arrears for the bill - its easy to keep track of bills.
We have 3 credit cards - usual bills and living expenses ie food (high limit with high rewards - high interest gets paid off instantly), fun stuff (low limit and good for internet usage) and stuff that needs receipts ie donations, medical bills and big purchases etc with a medium sized limit but low interest. This way at tax time its much easier.
20-04-2012 09:10 #24
Haven't read all responses yet so this may have already been said, but I pay whatever is due within the next fortnight on pay day. That way, I get paid, I pay bills and then I know what I have left over (aside from 2 direct debits I have).
I also have always paid things like rates, etc, quarterly. Sure you pay a little extra, but I don't usually have a spare $1400 lying around when they come in! Same with car insurance.
20-04-2012 09:12 #25
20-04-2012 09:15 #26
20-04-2012 09:19 #27Senior Member
- Join Date
- Nov 2007
I BPay them monthly. Some things like my charity donations, union fees and car insurance are direct debited but they are only relatively small amounts so I don't notice it too much.
OSHC I have to physically take out the cash and hand it over. Pain in the bum because I tend to keep only very small amounts of cash in my purse and EFTPOS everything.
20-04-2012 09:22 #28Senior Member
- Join Date
- Apr 2012
Currently 2 are on automatic direct debit on due dates and the rest I bpay as they come in. However now we have made the decision that I will not be going back to work I am hoping to set up a fortnightly direct debit for most so we will only owe a small amount when it comes due (or be in credit!).
20-04-2012 09:39 #29
22-04-2012 00:38 #30
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