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  1. #1
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    Default Private Health Insurance for IVF & Obstetrics

    Hi girls thinking of increasing my cover...

    I'm currently with NIB on a Basic Plus Policy which only has limited cover for IVF and no Obstetrics. We pay $173.00 a month.

    We did manage to get $361.05 back from my 1st Full Stim Cycle with limited cover.

    I'm having trouble working out who has the most benefits for the OPU #13212 & TR #13215

    I telephoned Latrobe Health as they only have a 9 month wait for Obstetrics and they pay back on Top Hospital for OPU $417.42 & TR $65.42.

    I telephoned NIB and they were so hard to deal with, wouldn't give me a conclusive answer on what they pay back on Top Hospital for OPU & TR.

    To take out top hospital and extras with Latrobe PHI it is roughly from $240 - $265.
    1. Who do you have Private Health Insurance with?
    2. What do you pay?
    3. What do you get back from IVF & Obstetrics?
    4. Do you recommend your PHI?

  2. #2
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    Can anyone help, sorry for the double post

  3. #3
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    We are with NIB on Executive R. It's the top coverage with a few extras. They don't offer it anymore.
    We were told that they cover Synarel and day surgery, which we still had to pay a $300 excess on. That's it!
    We currently pay around $360/ month. Haven't asked about OB. Too angry!
    I hate how they say that they cover IVF and fertility investigations but in reality, it's only hospital procedures!


 

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