I think if you have a condition be it pregnancy , heart disease, etc etc check your policy!
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08-04-2012 09:25 #1
08-04-2012 09:43 #2
The American health system is atrocious!!
I feel sorry for these people but glad Gracee is okay.
08-04-2012 09:43 #3
She should be covered.... The fact the insurance company want to let money come between a tiny life and what their rules are is horrid have a friggen heart.... The family sounds like they are under enough pressure.
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08-04-2012 09:55 #4
Mmm it's a tough one.
I just would not travel overseas whilst I was pregnant myself personally.
08-04-2012 10:02 #5
It's difficult to comment without knowing what type of health cover they had. But after working in the insurance industry, I will never insure with AAMI.
08-04-2012 10:03 #6
Hmmm tricky. It doesn't seem to me like the insurance company should be obligated to pay, they aren't a charity. It's a really sucky situation but a great reminder of the risk you take when traveling overseas in later stages of pregnancy.
How on earth does an American ccitizen manage having a premmie with no
08-04-2012 10:12 #7
Most travel insurance policies have a section on pre existing conditions. Within this is a section on pregnancy and what is and is not covered. Read, read, read!! If you have health condition or are pregnant and travelling find out what you are covered before you go!
I work in the pre existing department of a underwriter. None of our over 40 policies would have covered this situation.
It is a horrible situation for the parents and I do feel for them.
Knowing the cost of health care and the amount of claims in the USA if I was pregnant it would be one place I would not travel to under any circumstances. If I was to travel I would go to a country with a reciprocial health care agreement with Australia.
08-04-2012 10:18 #8
08-04-2012 10:28 #9Senior Member
- Join Date
- Jan 2009
What an awful situation. I wouldn't expect to go into labour that early on holidays.
And the insurers take money hand over fist, but the average person can't fully understand the terms of an insurance policy, or the potential risks.
I hope the government intervenes as it's not a situation where the family have been reckless. They didn't travel that late, got a dr's clearance and took out travel insurance.
08-04-2012 13:07 #10-
- Join Date
- Feb 2010
- Home, where my life lies waiting, silently, for me.
i think if the govt can give a drug addict 200k for a transplant, then they should help this poor family!
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