Save up. We buy 'make do' furniture from IKEA, op shop, freecycle, borrow from friends/family. Them as we can afford it and find things we love we buy them.
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08-04-2012 12:35 #21
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08-04-2012 12:36 #22
Umm i have never really had to buy a whole house full of furniture at once. I got my basic furniture while I still lived at home for my 21st - lounge suite, wall unit, coffee table, side board (presents from dad and sisters and just kept it at dad's house which was quite large).
When we moved into our own place we just went without the things we didnt have (kitchen table etc). We buy most stuff second hand/antique from auctions - so we would just keep an eye out for good guality things we liked and brought a piece at a time. Our kitchen table was $200 - it solid tasmanian oak that seats 10ppl - was floor stock getting sold through an auction. I brought a pew to go with it for $200 from another auction and have picked up chairs from other auctions/antique shops ranging from $10-$60.
With white goods when we moved my dad got them all for us- but again we got factory 2nds which were like 50% cheaper but still under warranty.
I would say as general rule we just save/use cash for most things cos we normally buy them 2nd hand or for a good bargain. For full price/$$$ things we would save up (we need a new couch as our is stuffed).
Other things are often gifted to me (like a new oven, heater etc)
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08-04-2012 13:20 #23
we just brought a new lounge.
we paid the deposit from our savings and will pay the rest off over the next 6-8wks as it had to be ordered in which gives us the time to pay it off
08-04-2012 13:21 #24Senior Member
- Join Date
- May 2009
I would never borrow. If I didn't have the funds to buy outright, then I would look for second hand or free options to use until I could afford what I wanted.
Exception: If a store was offering an interest free loan and I knew I would have no problem paying it off in time (taking into account a buffer for unexpected emergencies), then I would accept that.
Or the other option is to go without. For example, we had just mats and cushions in the loungeroom for about a year before we finally got a couch. You should've seen the excitement on my toddlers face when the couch was brought in. She climbed into it and sat on it for a couple of hours.
PS: Often my waiting is due to waiting until I find a good deal rather than simply being able to afford it.
Last edited by sweetseven; 08-04-2012 at 13:59.
08-04-2012 13:22 #25
08-04-2012 13:36 #26
We save and buy if we can - get lots of nice things on gumtree to tide us through! X
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08-04-2012 13:49 #27
We save and buy when we think we can justify it.
We have everything we need, but a lot of it is of the 'make do' variety...what people have given us, what we've found cheap etc.
If we really want something in particular, we can usually manage to find it second hand at a good price if we wait long enough. If not, then we save.
08-04-2012 13:53 #28
Interest free even though it gives me the shudders.
08-04-2012 13:59 #29
We buy it outright by using savings. If we don't have the money we don't buy it. But having said that we make very few of these type of purchases cause we have most of the big ticket items we need. In reality we need new dining chairs pretty desperately but we're waiting til we have the money which could be a few months.
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08-04-2012 14:27 #30Senior Member
- Join Date
- Feb 2012
- Sydney NSW
We buy most things second hand on ebay, especially things like bookcases, tables, chairs, outdoor setting and furniture for the rumpus room. If buying new, we pay for it on credit card, then pay off straight away so as not to pay interest.
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