Yes. We won't go for number 6 cos I could never afford the private school fees. And if DH didn't earn a very good wage we would never have had five kids.
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10-03-2012 09:19 #21
10-03-2012 09:33 #22
We are hoping for 5 kids, but are only on a very low income. Hopefully with lots of planning and saving when times are good we will be able to do it without needing to go without. When we fell pregnant with our first we were both unemployed and were unable to buy anything for DS...we used the baby bonus to be able to pay rent.
We are also hoping to be able to send our kids to private school - the school that we have picked you only have to pay for the first 2 children and the third and after that are all free. I know there are still excursion and uniform costs to think about, but I think we will manage.
10-03-2012 09:37 #23
10-03-2012 09:49 #24
It was important to us to be financially secure before we even started a family which was just as well considering we have had 2 cycles of ivf which would have been difficult to afford had we not thought ahead re finances and because of that we have no worries contemplating a 3rd.
10-03-2012 09:56 #25
1st child - normal fees, 2nd child - discounted price, 3+ children - free other then excursions etc.
Its very good and available to every family that attends. Its also an extreemly good school (college) year prep to 12.
Thankgoodness good education doesnt always have to cost as much as some think.
10-03-2012 10:53 #26
Not at all with the first two (both surprises), but it is a big factor in whether we will ever have any more.
For the same reasons everyone else has said.
The school we are planning on sending the boys to is very expensive, and that alone is very important to us. I wouldn't want to sacrifice sending them there, to have another child.
We want to be able to provide for both of them completely, because living isn't getting any easier, and certainly not cheaper. It's important to us to be able to set them up for life, whatever that may bring them.
However...next year I'm starting to study again, and hopefully when I finish, I'll be doing Neurology.
When I am making a nice amount of money, I will definitely consider having more
10-03-2012 11:03 #27
If the only reasoning is 'it's free for more than 3' I'm assuming it's a low fee private school anyways as higher end private schools only offer small discounts for subsequent children.
I know of a family who had four kids at a catholic school that offered 25% less for second child, 50% less for third and 4th child free - they then changed this scheme to 12.5% second child, 25% third and all others 50% the family had to pull the children out as they couldn't afford it any longer.
To me if you cannot afford a few 1000 in school fees you certainly cannot afford all the other costs associated with raising a child and if your relying on baby bonus payments to pay your bills it's certainly not a reason to have a baby!!!
10-03-2012 11:13 #28-
- Join Date
- Feb 2009
Children are not a domain for only the rich. Financial circumstances change throughout life. What YOU consider to be important may not be important for others. Plenty of people manage just fine in small houses, public education, no overseas trips, and go on to raise happy, healthy, successful children. I think what you said is very offensive. Let's hope nothing happens to you in life to change your precious financial status, it CAN happen, you know.
10-03-2012 11:36 #29
If you had to pay for all those extra children to go to school and couldn't afford it then you cannot afford those children IMO!
Children's needs for a lifetime is FAR more than a few thousand a year!!
And FTR my children attend one of those low paying private schools
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10-03-2012 11:59 #30-
- Join Date
- Jan 2012
If I was millionaire i'd have 4 but will probably have to stick at 2 because I would rather those 2 have a nice house/holidays/private education than living with the minimum. I sure THEY would probably prefer to give all that up and have another sibling, but they dont get to choose.
I grew up wondering why mum never stopped at 2 if she couldnt afford to feed us, instead of going on to have another 3. I resented my brothers and sisters because of it.
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