+ Reply to Thread
Results 21 to 26 of 26
12-03-2012 15:07 #21
13-03-2012 20:12 #22
I get paid fortnightly and pay a small amount each fortnight from my pay to all the bills. I've worked out roughly how much our bills are quarterly and estimated how much I need to pay each fortnight.
13-03-2012 20:14 #23
26-03-2012 11:11 #24
I'm another one who has a high interest online savings account (an ANZ online saver, attached to my ANZ transaction account, but most banks offer the same sort of product), and have an automatic transfer set up so that every fortnight money goes into the account.
I'm a bit nerdy when it comes to budgeting, and I keep track on my budget spreadsheet how much each bill is when it comes in, and then at the start of every year I add 4-5% onto the actual amount my bills came to last year and adjust my fortnightly transfer accordingly. I always slightly overestimate in case there are any surprises. You know, like my house insurance going up by $400 last year!!!
I also pay some bills on my credit card (interest free days + reward points), and some direct by BPAY from the account, depending on whether they have a credit card surcharge or not. If it is a big bill (like a $2000 car and house insurance policy) I set it up so it so that it doesn't come out of the account until it's due, so I earn that little bit extra interest.
04-05-2012 21:53 #25
04-05-2012 21:56 #26-
- Join Date
- Nov 2008
We leave them in a place we will see them MULTIPLE times a day until they get paid. Usually DF waits til his pay goes through then he pays what ever bills we have sitting in our spot and then files them away.
By Witwicky in forum Family FinancesReplies: 49Last Post: 27-12-2012, 20:45
By CocktailBubba in forum General ChatReplies: 15Last Post: 26-05-2012, 12:53
By OS&N in forum News & Current AffairsReplies: 3Last Post: 21-03-2012, 09:20
The MAMA CentrePregnancy, birth & beyond care with your very own midwife. Home & hospital birth support, VBACs, antenatal & postnatal ...
LATESTToilet training: when is the best time to start?Why it is OK for your child to be differentWhat is a blessing way? How is it different to a baby shower?
POPULARWhen can I start giving chores to my children?New baby nursery checklist – a guide to newborn essentialsWhat to pack for labour and hospital – a checklist
FORUMS - chatting now ...
Netflix - what should I watch?Movies / Music / Books / TV Chat
Dr Antony Lighten - Appreciation threadpregnancy and babies through IVF
Funniest thing your kid has said to youGeneral Chat
Rude 10 year old. Ideas?General Chat
Egg/donor code discussion - South AfricaEgg Donation
Happiness thread.General Chat
Awesome Mums of Autistic kids-how many of us are there (#3)????????Parents of Children with Special Needs