People in affluent areas already pay more for groceries. Aldi is the only supermarket that have the same price for items across all stores.
We would not get rid of our PHI, even if we were going to lose some or all of the rebate. We did it once, but got too nervous. In the years we have had PHI, we have only used it for chiro and dental. I don't use it to birth in private hospital. $1000 a year is less than $20 a week. We would have to cut back on savings or somewhere else. If phi is a priority, then people who will lose the rebate entirely should surely be able to find $20 from somewhere.
I'm glad my phi is through a non-profit organization!
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18-02-2012 05:03 #191
Last edited by BigRedV; 18-02-2012 at 05:08.
18-02-2012 07:50 #192
You are obviously choosing not to read or understood a number of posts on this thread. Even if you can afford it, if someone takes money away from you for no good reason, you would question it, no? This might be $5 or $1000. It's the principle. Saying it doesn't matter and "rich" people should just accept it without question is frankly, stupid.
As others has said its exactly the same as the $400 being taken away from the BB. It's right to question that, just as its right to question this. No questioning leads to crap leadership which is where we are now.
I know that particular thread had some nasty posts on it which I also totally don't agree with. As citizens we have the right to know where the money is going when it is taken out of our pockets.
18-02-2012 08:43 #193
The government rebate was to relieve some pressure from the health system by way of either taxing higher incomes more to cover costs or offer them a tax cut to allow them to fund their own health costs.
In my personal opinion our government should provide adequate health services to all irrespective of who has more money. However due to politics & government finances of which I have no understanding this does not seem possible. Therefore I must work with the system & continue with PHI as to me this is what the government wants to make our system work.
However reducing rebates does come as a bit of a slap in the face after all the years (I will refer to the 30 years my parents had to have PHI as at 27, I have only had my own cover for 6 years) of not relying on the public system & contributing with PHI to the health system that the government is now taking away that encouragement to do so.
Where will we be if all mid to high income earners decided they paid enough tax therefore will rely solely on the public system. That will cost the government much more than what they are saving in reducing rebates IMO.
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18-02-2012 08:52 #194
Phi subsidy schemes have only been in place since 1/7/97. The gvt rebate since 99.
phi startes in australia in the 50's, well before any kind of public health.
*sent from my adiction... my phone*
18-02-2012 08:53 #195
You don't know anyone's life situations but your own. you cant make assumptions on what they should do with their money or how they should feel about their money going by the "stereotypical rich family" which you seem to do alot of.
18-02-2012 09:05 #196
It's a cut to a rebate, no different to the cut to the baby bonus.
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18-02-2012 09:49 #197
18-02-2012 10:00 #198
And ironically... I remember a few PPs saying if $400 less on the BB then you shouldn't have babies. It's the same for PHI, if you can't afford it without the rebate, don't have it.
18-02-2012 16:23 #199
It's far more like the child care rebate - that's why it's called a rebate and not a bonus.
Baby bonus = paid as a BONUS when you have a baby
Child care rebate = pay for child care (a service) - get a bit of a rebate back
Private health insurance = pay for insurance as a service - get a bit of a rebate back.
Not comparable at all.
18-02-2012 16:36 #200
Rebate or bonus. The point I think is that poor people can't complain about losing $400 but the wealthy on 10 times that are entitled to complain about a grand. If someone on 250k misses a grand in a year then it's fair to say a single mum on 15k would def miss $400 in 6 months. Yet some of the wealthy people in that thread were very scathing of anyone that may miss that amount saying they shouldn't be even having kids....
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