Does anyone here have pet insurance?
Now that we have 2 dogs, our costs will double, not that $ are the concern, but I've looked around and for $15 a fortnight you can get up to 80% back on regular vet bills, cover for accidents etc which can be expensive!
A friend of mine's dog ate something it shouldn't have and needed 2 operations, weeks at the vets, the bill was almost $5000! We can afford the regular visits etc, but to come up with 5 grand in one hit we would struggle a bit.
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11-12-2011 15:00 #1
11-12-2011 15:39 #2
we don't, but we've been looking into getting some as well. like you, it's not so much for the regular visits, but for accidents. a friend of ours, her dog got hit by a car & needed 2 major operations costing $8000.. he would have been fine with those operations, however, they couldn't afford it & her dog had to be put down. it made us think that we would hate to have to make the decision to put down our fur baby simply because we didn't have the money, so were looking around atm for pet insurance. it's not too expensive either!
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11-12-2011 17:19 #3
I dont have it for our pets, but my vet allows people to pay off non-elective surgeries. We couldnt pay off desexing but we could pay off our bill when we had an abscess removed from our dogs cheek.
11-12-2011 17:52 #4
We do through our house insurance. I dunno what it covers (operations n stuff of course) but I think 80% of normal vet bills is awesome!!
11-12-2011 18:54 #5
Oh please please look into it seriously!!! We get so many animals that have to surrendered because of an accident or illness unforeseen!!
Normal health insurance companies allow you to add your fur baby to the cover, sometimes they will contribute to everyday things like vaccines and parasite care.
Think especially if you have a breed of animal with predisposed conditions like rottis and shepherds and other large breed dogs (even if they are cross breeds!!) and hip dysplasia and arthritis!!
11-12-2011 21:24 #6
Wish we could get insurance for our dog. He was 11 years old and quite healthy when we first looked into it, but most places refused as he was too old. It would have made such a difference to our budget, and to the level of care we are providing for him now that he has chronic heart and lung disease. If we get another puppy I would definitely get pet insurance.
Last edited by Wickedly Happy; 12-12-2011 at 07:44. Reason: Typo. Dag?? I meant DOG! Stupid iPad!
11-12-2011 21:28 #7Senior Member
- Join Date
- Oct 2010
We have it through RSPCA, costs us $35 per month, and I wouldn't be without it. Our boy is part of the family and the thought of putting him down cos we couldn't afford treatment makes me feel a little ill...
11-12-2011 21:31 #8
We didn't have it, but did have a dog we spent $5000 on after an accident, so I do think it is worthwhile! Although I read the fine print of some companies and they don't cover predisposed conditions... as it is not "unexpected"
11-12-2011 22:43 #9
We had it through racq it was 70 a year I think .
12-12-2011 01:31 #10
Pet insurance doesn't cover everything, I find putting away the same amount into a pet account works well and you can draw on it as needed to cover anything that comes up.
By Rutabaga in forum PetsReplies: 20Last Post: 26-06-2012, 13:02
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