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23-10-2011 22:03 #141
24-10-2011 06:53 #142
When I called it was over 200K in savings+assets. So it depends on what you own as to how much savings you can have....
Oh and ladies... my insurmountable debt is now UNDER $1000
24-10-2011 06:56 #143
Big Issue with accessing super though, it you pay tax on it when you take it out as it's classed as income.
For the same reason it effects your payments. Any withdrawn super for someone who is not at the correct age INCLUDING accessing for financial hardship reasons, still needs to pay tax on it AS an income.
Be very very careful about accessing super.
25-10-2011 11:35 #144Senior Member
- Join Date
- May 2011
Well I'm back to start saving
I have decided to move back in with my parents to get rid of the 10 grand worth of debt my ex racked up on the. 2 credit cards in my name. I just got rid of 1 but that took me a year so it makes sense to move into there place where there is room and get rid of both big ones in about 4 months.
Then I have decided I am going to start saving for a house deposit!!!! I'm excited really excited to have money again to put away I have budgeted that I'll be saving at least 540 a fortnight after I have payed the credit cards. As this was my rent a fortnight !!!!!!!!!!!!
So in 2012 I'll have at least 10 grand saved up. That's my plan anyway hopefully it works out as I really want to do this for my dd. I have not told anyone bout my saving plan as I have a bf but I would love to get my own place I own first before we do anything together. Then keep t as a investment!!!!!!
Single mums can do it I know I can
26-10-2011 08:13 #145
Well- the credit card is GONE! Paid, cancelled and cut up. Now, any excess money will be going straight to savings and I'll finially be able to start saving for real! So far I have $1,300. Small steps. Celebrations when we hit $5K- expect to hit that mark sometime in Jan, possibly sooner if I get this job promotion I'm going for.
26-10-2011 11:05 #146
Your 100% right wantmore.
16k in one year on single (and low) income. My next goal is overseas trip with small child, then house deposit.
26-10-2011 11:16 #147
Goodluck with the promotion L. Well done on cutting up the card too
Sent from my GT-I9000T using Bubhub
25-11-2011 11:56 #148
No word on the promotion yet. I'm not liking my chances though- if they had good news, they'd have told me already right?
Anyway, I've reached $1,500! Savings is going to keep increasing but slowly. Taking over the car loan as of this month- $950 a month! Still it'll paid off within a year. Soooo.....I'm moving back home after Christmas. This'll save an extra $150+ week. Plus- it'll be nice to have some company again, and hopefully I can find peace and my mojo.
How are you all travelling? Still saving?
29-11-2011 08:09 #149
29-11-2011 18:50 #150
Yay!!! Sounds like a wise decision to move home
Up to $13,000 in home saver account, $5000 for Fiji and $850 fir a rainy day
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