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  1. #11
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    BTW Elaine: Sorry just wanted to say..I've experienced clinics in the UK and came to the conclusion (bit controversial), that we're better off here (unless you go to London). The drugs they use here are better with less side effects, they are more thorough in their investigations (as you are paying), they're world leaders in IVF treatment here and even though you have to pay and only get some money back, it's so worth it. I also have reservations about the quality of the treatment in the UK. They seem to go for quantity over quality on the embryo front (motivated by their success rate stats) and I am worried this has a negative impact on the health of the babies.

  2. #12
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    Hey Caramelo

    Thank you so much for sharing your experience and advice. It really means alot as like you say, no-one else seems willing to confirm one way or another what your entitled to on a 457. We are also looking at going for PR soon so it may be that its worth the wait on that side of things.

    I think we will book a consultation with GP referal and test it that way and will also mean that we know what treatment we are facing.

    We went to see Melbourne IVF and to be honest wasnt that impressed with them. I called a few times for information and attended an info evening and they were not very customer focussed. I have only looked at one other in Melbourne so far and believe that the cost can vary considerably between clinics, another mind field to research!

    Thanks again and i will let you know how we get on!

    How are you getting on with answers to your questions?

    Elaine
    x

  3. #13
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    Hi Elaine,

    No worries. I was in the same situation as you so I know how daunting the whole process is. ;-)

    That's a shame. I imagine Melbourne IVF is linked to Sydney IVF and they've been great. We chose Sydney IVF as they seemed to have the best technology/labs. They have some really personable doctors as well which is so important. I think they're all pretty good here, so fingers crossed you find one for you.

    Re. costs, I have a bit of an update. I called Medicare during the week as I have a claim for my first consultation before starting another cycle. The dr charged $330 and I'll only get $70 back. I was surprised as I got more than this back last time so asked a few questions (I should have remembered this).

    Not sure if this confuses things, but she said 'until you hit the Medicare Safety Net (see: http://www.medicareaustralia.gov.au/...dex.jsp#N1003C) you receive 80% of out of pocket expenses, but this is capped at the Schedule Fee'. The Schedule Fee is set by the Govt (?) and I believe you'd need to ask Medicare/Clinics for the SF amounts for each item number. You'd easily hit the Safety Net doing IVF, so if you put the smaller claims in first to hit the SN, then claim the rest, you should get back 85% of your out of pocket (not the Schedule Fee). However, I forgot to ask about Reciprocal and I am certain the 85% she was referring to is for residents only, so we're still budgeting for a 30-40% rebate per cycle overall.

    Good luck with everything!

    Cx

  4. #14
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    Hi Elaine,

    Saw your post. I moved here from UK in Nov 11. I'm on a 457 visa sponsored by my partners Co. The week he was offered the job was the same week we received a letter to say we had 1 free go on NHS! Well, we made the decision to come here... can you tell me from experience what i need to do, where i need to go for best info and advice and also about Medicare. We have a card, but what does this cover, can we claim, from what i'm reading you have to spend so much first? Also, do you need to take out PHI, if not for IVF but for childbirth??

    Any help or advice would mean so much.

    Confused.com

    Regards
    Lisa

  5. #15
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    I also had the same problem before, thank god IVF services was part of my health insurance policy. I actually didn't know before that I had to get myself a health insurance before I can have my 457 visa approved! My friend was the one who suggested that I should get a health policy that has a wide range of services. Anyway, for those who are wondering, you can check the subclass 457 visa requirements here http://www.austhealth.com/457-visa-healthinsurance.php but you can also check if you can be under these exemptions: http://www.privatehealth.gov.au/heal...as/457visa.htm


 

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