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  1. #1
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    Question Costs of having a baby

    There seems to be a lot of confusion about the costs of having a baby and I'd like to put an article together for our newsletter and for general info on the Bub Hub site to help other viewers. I know that some people have already had discussions about various costs, but I'd really like to put it all in one place.

    I'd be really grateful if members could give me info about the full costs that they incurred having a baby - from initial consultations right through to postnatal care and indicate what rebates you got (approx figures are fine, doesn't need to be down to that last cent).

    Also, please let me know what health path you followed - eg private with health insurance, private without health insurance, public with gp share care, public, private midwife and what year the costs relate to (eg 2004, 2005, etc)

    If you are not happy putting this info on the public forum, please feel free to email me at hilary@bubhub.com.au

    Your assistance wil be much appreciated by me and future users!

    Many thanks
    Hilary

  2. The Following User Says Thank You to BH-bubhub For This Useful Post:

    Disney (27-11-2012)

  3. #2
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    Hi there

    No secrets here ... hopefully I've remembered it all correctly!

    2003 Bub No. 1: Private Obstetrician in Private Hospital
    Private Health Insurance
    GP Consult and referral - $55: $25 rebate = $30
    One off fee to cover their indemnity - $1,500 - no refund =$1,500
    11 visits to the obst @ $55 per visit = $605: $275 rebate = $330
    Delivery covered in health insurance and billed directly to insurer - no surgery, no epidural
    Paediatrician @ $300 - $180 rebate = $120
    Private Hospital for four days = $200 excess
    Home visit by community health nurse 5 days post natal = $0

    TOTAL BUB NO. 1 = $2,180

    2004 Bub No. 2: Private Obstetrician in Public Hospital
    Private Health Insurance
    GP Consult and referral - $55: $25 rebate = $30
    No obstetrician fee as their indemnity is paid by the hospital
    10 vists to the obst = all bulk billed
    Delivery covered in health insurance and billed directly to insurer - no surgery, no epidural
    Paediatrician - bulk billed
    I was a private patient in a public hospital and had my own room
    Own room for 24 hours = $200 excess
    Home visit by community health nurse 5 days post natal = $0

    TOTAL BUB NO. 2 = $230

    CHEERS

  4. #3
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    Bub 1

    public 2004/2005

    GP- bulk billed
    MW- public hospital birthing centre (approx 10 visits -nil cost)
    OB- 12 week check- nil cost
    Ultrasound- i opted to have them done at private hospital due to extended wait in public. Cost 2 x $185 with $50 medicare rebate each time.
    OB- delivery nil cost (inc epidural and 2 nights hospital)

    Total cost $270

  5. #4
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    Default Costs involved

    IWAN 2003/2004 - PRIVATE OBSTETRICIAN IN PRIVATE HOSPITIAL
    TOP COVER PRIVATE HEALTH INSURANCE

    GP Confirmation and Referral - $55 - $25 Rebate = $35
    Initial Consultation with Obstetrician - $120 - $60.45 Rebate = $59.55
    Early USS (up to 17 weeks) - $75.00 - $29.75 Rebate = $29.75
    Later USS (after 17 weeks) - $75.00 - $32.30 Rebate = $42.70
    (Antenatal visits -$75.00 - $25.70 Rebate = $49.30)
    I had 13 Antenatal visits - $975 - $334.10 Rebate = $640.90
    20 Week Booking Fee, to cover thier indemnity - $1000 - $0 Rebate = $1000
    Delivery and Hospitial stay (4 Days for me, 3 Days my Husband, He stayed with me.) - $3395.40 - $3369.00 Rebate = $26.40
    (Specialist Anaesthestist - $1064 -Discount of $654.00 if paid within 2 months)
    Specialist Anaesthetist for Epidural - $ 410 - $239.25 Rebate from Medicare, $79.70 Rebate from Nib = $91.75
    QML Blood tests ordered in hospital by Obstetrician - $39.45 - $25.85 Rebate = $13.60
    QML Blood tests ordered in hospital by Pediatrician - $25.45 - $16.65 Rebate = $8.80

    Total out of pocket costs = $1948.45

    I hope this helps you out.

    Obviously there are alot more costs if you include everything that needs to be brought, antental aqua classes e.t.c. But this is basically the care that was advised. If you have any questions please feel free to email me at sdonaghue@bigpond.com.

    Kind Regards
    Theresia, mother of
    Iwan 20months

  6. #5
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    Hi,

    I only had Max 4 1/2 months ago, i went private and didnt encounter this many costs....which i now feel lucky.

    GP Confirmation and Referral - $40 - Rebate = $20
    Initial Consultation with Obstetrician - $120 Rebate = $120
    Early USS (up to 17 weeks) - 150 - Rebate = 140
    Later USS (after 17 weeks) - $150- Rebate = $140
    (Antenatal visits -$0 Rebate = (Bulk billed via Medicare on post natal visit
    Delivery and Hospitial stay (6Days for me) - $4,998 Rebate = $4,000
    Blood tests ordered in hospital by Obstetrician - $108.30 Rebate = $100
    Anenatel Classes for 4 weeks-$ 100 Rebate=$100
    Pedatrition before being discharged $345, Rebate=$300

  7. #6
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    PUBLIC (Women's and Children's Hospital, Adelaide)

    Initial appt with GP to confirm pregnancy, organise blood tests etc:
    $52 less Medicare rebate of $25.50 = $26.50

    All other appointments, ultrasounds, delivery, hospital stay, baby in special care nursery for 3 days, home visits by midwife - FREE

    TOTAL COST $26.50!!

    We received excellent care - I was completely happy using the public system.

  8. #7
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    Hi

    PUBLIC 2003 (through midwives clinic)

    GP to confirm pregnancy - bulk billed
    Midwives clinic - free
    2 ultrasounds - free
    Delivery and hospital stay - free
    Home visit by early discharge nurse for 3 days - free

    Total = Free (and I was very happy with the care I recieved)

    Natalie
    Last edited by pinkandblue; 12-09-2005 at 07:47. Reason: forgot to add

  9. #8
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    Hi,

    2005- public

    - initial GP visit (bulk billed)
    - ante natal check ups with OB
    - ultrasounds - 12 &18wk plus weekly towards the end
    - fetal monitoring weekly towards the end
    - all blood & other tests
    - ceasarean delivery
    - 4 day post natal hospital stay (ended up with private room!)
    - midwife homevisit

    TOTAL - nil!!! and extremely happy with level of care, would def go public again

  10. #9
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    Public Birth Centre:

    I didnt see a GP to confirm my pregnancy becasue I knew I was pregnant so saw no point so = FREE
    First hospital visit = FREE
    All ultrasounds and pathology = FREE
    All Care = FREE
    Birth and stay in a motel like room = FREE

    Lol!! total = $$Nothing I will definately be going public everytime...both experiences have been wonderful! We could afford private but I dont see the point when there are places like the Birth Centre available
    Last edited by Ffrenchknickers; 12-09-2005 at 13:40.

  11. #10
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    PUBLIC-PATIENT


    King Edward Memorial Hospital -w.a subiaco

    *gp visit to confirm pregnancy-bulk billed
    *blood tests- bulk billed
    *4 weekly check up done by gp-bulk billed
    *Ultrasound- paid for two of them due to a long waiting list at the hospital, $185.00 each will $50.00 back on medicare
    *enduction and epidural- Free
    *3 day hospital and baby in incubator free

    Total cost $270.00

    I found the public system great.
    Last edited by maybe1more; 12-09-2005 at 14:02.


 

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