Convert all amounts to match your plan. Use our converter on the right.
Housing / Utilities Costs
Rent
Contents replacement
1st mortgage
Electricity
2nd mortgage
Heating oil
Land rates
Gas
Water rates
Water
Home insurance(s)
Mobile phone
House repairs
Internet/Cable TV
Strata levies
Telephone
Transport / Food Costs
Petrol
Groceries
Repairs
Meat
Registration
Fruit/Vegetables
Fines
Lunches
Insurance
Pet Food
Licence
Eating out
Fares
Education / Medical
School Fees
Health insurance
Uniforms
Doctor
Self Education
Dentist
School excursions
Chemist
Tutoring/Books
Eye care
After school activities
Other medical
Pre-school
Pet and vet
Child minding
Personal Costs
Clothing
Pocket money
Superannuation
Haircuts
Drinks alcoholic
Insurance(s)
Grooming/ cosmetics
Cigarettes
Other fees
Entertainment
Laundry/dry cleaning
Other costs
Sport
Gambling/other
Savings
Club fees
Donations/ other
Special Projects
Newspapers/ Magazines
DVDs/Videos/Movies
Child Maintenance
Holidays
Postage/Films
Gifts
Home Maintenance
Total basic living expenses $
Step 3: Debts
Record your debt costs.
Convert all amounts to match your plan. Use our converter on the right.
Debt Costs
Credit Card 1
Car Loan/ Finance 1
Credit Card 2
Car Loan/ Finance 2
Credit Card 3
Store card 1
Credit Card 4
Store card 2
Credit Card 5
Store card 3
Personal Loan 1
Finance Companies
Personal Loan 2
Home loans
Personal Loan 3
Other debts
Personal Loan 4
Step 4: Summary
Your Bottom Line will show you if your income allows for your expenses
Click to print your results.
Your Bottom Line
Total debt expenses
$
Total all expenditure
$0
Your after tax income (from section A)
$
Less your living expenses (from section B)
$
Less your debt expenses (from section C)
$
Total surplus $0
Your Budget
A budget is a key ingredient to a brighter financial future. A budget helps you plan ahead, like a roadmap, and should be revised regularly to avoid getting “lost”.
Budgets help regain control of your finances. Despite how important a budget is, most people don’t have one.
Most people have a rough idea of how much they make per week but believe it or not, most people spend more than they make not knowing exactly where the money goes.
A budget is a great way to show exactly where money is being spent, and where possible cutbacks could be made and its a great starting point for a savings plan.