I think its only when you knowingly do the wrong thing. Dont worry. Just make a payment plan with them.
Hey, you made a mistake like every other human being in the world. You know what the amazing thing is, you owned it. You reported yourself willing to accept the consequences. I think that makes you a pretty awesome person and you should be proud of yourself for being so brave and admitting your mistake. Just breathe ...You won't go jail! Xx
You won't go to jail. As others have stated, it's a relatively minor amount and you've confessed which is fantastic.
You really need to try and stop stressing out, it's so clear by reading your OP that what you did was out of character, due to dire circumstances and an ill thought through act of desperation.
You've done the right thing now.
Put it behind you x
I accidentally did this a few years ago. I owes 3k. It took 2 years to pay back.
They will give you options and one is you can pay in full or one is have money taken from your pay each fortnight.
I know of people who have had in excess of $80,000 debts and never went to jail and continued to get payments.
No way are you a criminal , especially when you did the right thing and called them to say you owe them money . You will have to repay via a payment plan . That's all. Think about those huge multi million dollar companies that use loop holes to pay zero tax ! Zero ! And it's legal . So give yourself a break . Stop feeling bad . You did the right thing by calling and wanting to put it right . Also you have had a traumatic time separating and the debts that went along with that . You had to look after yourself and kids first as in feed etc... It's all good . Your a good person . You can tell you are just by how worried and bad you feel . You will just have to arrange a payment plan . Just don't admit to knowingly doing it , just say you miscalculated .
Does anyone know how much money you can have in the bank until they stop your payments?
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