Sorry only just been able to reply as put kids to sleep.
So we had to put our mortgage on hold for a while with hubby being out of work for nearly two years so Centrelink wasn't covering everything car etc (was so hard!) I sold nearly everything back then. The only thing I have is one pram and our bed. It's made me very depressed. We have relocated states I'm not sure if many have followed my posts. So it's been very costly 😱
We got a bit behind on our mortgage but have now caught up.
I don't want to get rid of our Phi because DS is always hurting himself/he's being assessed etc also dd has leg problem/hip. I have braces. I am also booked for WLS this year I have looked into dropping it after that but have been recommend not to do that.
It's her water bill I have found out that she has her plus 2 more adults there. I think I will keep house but I just need help to get bills on top