The thing is, no you can't spend $50 (or $60, or $70) on take out when you are on a strict budget. You just can't. It's a luxury that people work to afford. If you would prefer to work more, then you can buy regular expensive take out meals, and have every type of insurance you prefer, and buy new clothes regularly, and spend $500 a month on car repayments. If you prefer to work less, or have one parent at home then you simply do not buy these things. You buy second hand, buy an older car without finance, use an older phone without a plan, eat at home, budget, and save for big items. That just how it is, it's a lifestyle choice.
We live happily & healthily on 52k per year in a fairly affordable area about half an hour from a city.