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  1. #71
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    Quote Originally Posted by turquoisecoast View Post
    very impressive!!
    Thanks! I know it's a massive achievement but if you looked at my family's lifestyle you would never think we have any money. We are so frugal, very modest. No fancy handbags. Even my nails aren't done. I buy makeup once every 5 years and hardly ever wear it. I get a haircut once a year. My target shoes are falling apart. I wear the same suit to work every day..

    We have a nice ski trip overseas once a year and that's about it.

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    turquoisecoast  (21-04-2016)

  3. #72
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    Quote Originally Posted by turquoisecoast View Post
    OMG I'm doing something drastically wrong. dh and I got this takeaway the other week and it came to $82. for two of us 😳

    we did order enough to have leftovers for lunch the next day though so I guess that's more like $40 per meal ie $20 each. that's reasonable I think
    I just looked at the menu and it is $55.50 for those.

    Chicken fried rice $11.50 each
    Pad suki $11.50
    Chicken garlic and pepper $12
    Spring rolls $7
    Steamed rice $2

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  5. #73
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    Quote Originally Posted by turquoisecoast View Post
    http://www.esquire.com/lifestyle/mon...-four-numbers/

    just saw this on fb, found it very interesting. 4 different men on 4 very different annual incomes discuss money and lifestyle.
    Very interesting article! The guy below the poverty line, that's got to be so hard. The idea of kids being told they can't afford a soft toy.. It's quite depressing.

    And isn't it funny how the less you earn, the more basic your heart's desires are? The guy earning $250k thinks about money every day and dreams about a $10k watch. The guy on $50k never thinks about money and dreams about a family car that his girls can watch TV in the back.

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    turquoisecoast  (21-04-2016)

  7. #74
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    Quote Originally Posted by witherwings View Post
    Very interesting article! The guy below the poverty line, that's got to be so hard. The idea of kids being told they can't afford a soft toy.. It's quite depressing.

    And isn't it funny how the less you earn, the more basic your heart's desires are? The guy earning $250k thinks about money every day and dreams about a $10k watch. The guy on $50k never thinks about money and dreams about a family car that his girls can watch TV in the back.
    I don't find it surprising really.

    They say once you're living at a comfortable level where your bills are paid without stress and you can afford to pay for things occasionally without having to stick to a strict budget that your happiness levels don't increase. I think the figure was around $75k in Australia

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  9. #75
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    Quote Originally Posted by cheeeeesecake View Post
    Yes this is quite a tight buget I guess, so takeaway once a month would be hot chips from the local takeaway shop (about $10 for chips for 5 people, drinks etc from home), or we buy a hot chicken for $11 & have chicken & salad (& then I use the chicken carcass to make bone broth), etc.
    I don't even think of hot chicken as take out that's just easy dinner 😀

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  11. #76
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    Quote Originally Posted by cheeeeesecake View Post
    Below is a copy of my old MONTHLY budget, based on a take-home income of just over 4k per month (48,000 per year). This is a couple of years old - based on our family with a toddler and a baby (haven't updated the monthly budget since then because I use a different format now). We now have a higher income (we now take home around 5k per month/ $58,000 per year), but have 3 children, which means more expenses. We also pay private school fees now, but it's only 4k per year.

    I think wealth is a state of mind. I recognise that our lifestyle here in Australia is incredibly wealthy. I also think I have been lucky (and very cautious!) not to accumulate too much debt & to make pretty good choices.




    Donations/ charity - 10% of income $400
    Groceries $600
    Petrol $320
    Mortgage $1,400
    Electricity $300
    Car rego $120
    Council rates $180
    Water bill $80
    Mobile phone $50
    Internet $50
    Gifts/ birthday presents/ etc $60
    Medical/ chemist/ prescriptions/ etc $40
    Car maintenance/ services $40
    Dinner/ going out/ takeaway $20
    Spending money (incl. clothes, socks, haircuts, etc) $60
    Nappies, baby wipes, kids clothes, etc. $60
    Savings $300
    TOTAL $4,080
    Do you not have house and contents insurance? That costs us $200 a month.
    Or car insurance?
    Do your kids not go to Kindergarten or school yet?
    Kinder costs $320 a month (after CCR)
    School I would average at $50 a month for books, uniforms, curriculum expenses. (One child at public school)

  12. #77
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    I'm gobsmacked at how people can pay their bills on such low incomes, especially 25k, how is that possible unless you are living off the grid?

    Just our bills monthly....
    Council Rates $130
    Water $100
    House and Contents Insurance $200
    Home phone and Internet $80
    Gas $100
    Electricity $120
    Kinder $320
    Rego $130
    Car insurance $120
    Mobile phones (2) $120

    Aside from the mobiles there's no wriggle room there and that's 17k straight up.
    Plus mortgage and food, car maintenance, house maintenance, school expenses. That's the bare basics.

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  14. #78
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    Quote Originally Posted by LoveLivesHere View Post
    For my family (7 people)
    I could do pizza for that or just chips. But about it.
    For $30 we can do fish n chips.
    For Chinese etc... it would 40 to 50.
    One pizza costs $20 here. That wouldn't feed 7 people.
    We could get chips and two pieces of fish for $20.

    There must be such a disparity in the costs of things in Australia.

  15. #79
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    Quote Originally Posted by NoteToSelf View Post
    One pizza costs $20 here. That wouldn't feed 7 people.
    We could get chips and two pieces of fish for $20.

    There must be such a disparity in the costs of things in Australia.
    OMG where the f do you live!? Chips and 2 pieces of fish costs $20!? What were they caught and prepared by Tibetan monks and coated in gold!? Sorry exaggeration there but you're right things are so different from state to state and city to city.

    Do dominos not have special offers of $8 or $9 a pizza where you live?

  16. #80
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    Default If your a sahm/dad how much income?

    Quote Originally Posted by A-Squared View Post
    OMG where the f do you live!? Chips and 2 pieces of fish costs $20!? What were they caught and prepared by Tibetan monks and coated in gold!? Sorry exaggeration there but you're right things are so different from state to state and city to city.

    Do dominos not have special offers of $8 or $9 a pizza where you live?
    A piece of fish is $7 at the local F and C place X 2 plus $5 worth of chips $19. 3 pieces of calamari is $5. I live bayside Brisbane.

    Not sure about Dominos, the local place is a family owned pizza joint.

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