So my youngest has started prep this year and I'm currently rostered on 3 days a week but have the potential to do supply 2 days as well.
If I want to increase my fraction to full time I need to do so by the end of next term. I'm struggling with making this decision... Financially I'd be a little better off (not much as I'd lose Centrelink payments) but I'd also pay off my HECS quicker. I've listed pros and cons below but I guess I'm just asking what you'd do in my situation...
Full time Permanent
- I have a good taxable income which would be beneficial when applying for a home loan in a few years
- I have my own class and don't need to communicate constantly with a teaching partner
- I choose the direction of my class and don't need to compromise or rely on others
- I know what I'm doing every day and I'll have more non contact time and less duties (When supply I get no NCT and a duty)
- I'll know my class better
- I'm not much better off financially as I pay higher tax, hecs debt, lose Centrelink and child support (which isn't much anyway)
- I'll be working 5 days a week and will need to be better organised
- no down time
- appointments will need to be squeezed in around after school commitments but it's doable.
- home life may take a back seat a little
- can't help out in my kids classrooms as a parent any more.
Staying permanent 3 days and doing supply for 2
- I can keep my single parent pension card
- less days on deck means house can stay tidy and it's not a full on week as I can say no to some days
- much the same financially
- good work/life balance
- still get CL & CS
- on paper not the best taxable income
- hard work week as I usually work over 4 different classes in the week and supply is harder without the student rapport
- constant communication with other staff and they have a different standard to me in terms of planning & expectations
- double the amount of parent contact
I've not finished the list yet but that's a start... You catch my drift??