We opted out when DS was born. But we had family that live regionally so that made it easier for sure. I have all but given up my career after a very quick rise to leadership at a young age and gone into retail - partly because the commute and the job were killing and partly because it's not f$&King worth it. DH went back to do something he really wanted to do. We've sacrificed bigger incomes for lifestyle and it feels like the right thing for us. You get one life and ill be damned if I'm going to be a modern day slave.