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  1. #1
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    Default Does country living cost less?

    Ok. So DP's business hasn't been making enough for a while now and we've found ourselves $60k in a hole.
    We've got good equity in our home and if we sell we'd be fine - but where to from there?
    I'm thinking moving to a county ish town might be the answer.
    We could get a decent house, but would the cost of living be lower? Will there be job prospects for a non tradie?
    We're in Victoria, has anyone made the tree change and be willing to share their experiences, good or bad?

    Thanks in advance - I'm so confused!!

  2. #2
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    I'm not in Victoria but we moved from a big city to a country town in NSW (20,000 people) and I would say it's much of a muchness. Im in the health industry and I am inundated with opportunities I would never get in the city. Housing is cheaper but in the long term you don't make as much money when reselling, renting can be just as expensive depending on the town also. The biggest thing is when you need to buy stuff there's not as much competition so costs can be higher there and it means we always have to travel 1-1.5hrs to get a significantly better deal. But.. The atmosphere of a small country town is so much better, it's relaxed and everyone is friendly, there's always community events etc. another thing to consider is healthcare is not as advanced, my DH recently had surgery and the travel to the hospital and appointments in the nearest city is painful. Just some things to consider.. Good luck either way you go 😌

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    ButterflyMa  (22-02-2016)

  4. #3
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    Default Does country living cost less?

    We moved from Melbourne to 84 acres in Gippsland (closest town is Warragul). If you don't grow your own food then groceries are going to be a similar cost to the city, although I am still finding places to buy things a little cheaper. We will get a veggie garden going in Autumn.

    We sold up and had enough left over that our mortgage is quite small, so that is much more manageable. Plus we are on tank water so there's no water bills. We have to maintain our farm, which needs a bit of work since the previous owners let it go a bit (internal fencing is shot), but we can generate income from fattening up livestock so having a farm is essentially like having a business.

    We haven't been here long so I'm not sure if living costs are much cheaper. It helps that the shops are so far away though, not as much opportunity to spend money!

    Edit: DP is a tradie so I'm not sure about non-tradie job prospects. It would be less I imagine, with a smaller population.

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    ButterflyMa  (22-02-2016)

  6. #4
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    I will also add that I absolutely LOVE living in the country. Like I really, really, really love it. I love it more than I thought I would actually. I've always fancied the idea, so when I met DP and found out he'd dreamt of having a farm for 20+ years, we both decided to start looking for a place. We are literally living our dream. Love love love it!!

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    I grew up in the country. I now live in the suburbs of Brisbane.

    Housing prices - honestly where I grew up the prices are not much different than in various Brisbane suburbs.

    Food - the same or more expensive. Depending on what stores you have. Also no public transport so lots of driving. Fuel can be cheaper though.

    If you have your own garden and even chickens that can help food costs.

    With work - depends on the industry. But generally it can be hard to get work as a professional.

    If you are considering it you need to research lots about the area, jobs etc. And be prepared to have work that is not in your field.

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    ButterflyMa  (22-02-2016)

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    It really depends what you do for work. If your DH is highly specialised he may struggle to find work in his field. What field is his business in?

    The bottom line is that generally living costs are cheaper. Housing is much cheaper. While you have to travel more kms to get to work you aren't paying tolls. Food I find generally slightly dearer. Specialists and medical are the same costs if not cheaper but you do tend to have to travel more to see them depending on the size of community you move to.

    Income is often less though too. So it's hard to say how much cheaper it would be for you. I find by the time we factor in rent/mortgage savings vs loss of income we are slightly ahead, but the life for *our* family is better. Some people love the city and hate the country. We hate the city, you would find me in a corner rocking living in Sydney

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    ButterflyMa  (22-02-2016)

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    I live rural, rent varies from 280-350+ a week rent, its cheaper in some things dearer in others, job wise there is not a lot here

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    ButterflyMa  (22-02-2016)

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    We do a tree change but decided it wasn't for us and moved back.

    Our mortgage was much smaller than in the city, we were on tank water so no water bills, we had a large veggie garden.

    We drove more k's so spent more in fuel, there seemed to be more upkeep to the house, the water tank pump broke, it was expensive to replace, we also had to replace the bore pump so although we did not have water costs, the maintenance of the system was still costly. We had to get the grease trap emptied regally and the septic system was heading towards needing to be replaced. I guess be aware of these large capital costs if you are looking at older property.

    We still came out on top as the mortgage was a lot cheaper.

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    ButterflyMa  (22-02-2016)

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    Thanks for taking the time to reply

    DP is in fresh produce, he's very hands on and hard working. I work part time in a professional role but don't really mind what I do as long as it's busy..

    I'll be researching my a** off but is great to hear personal experience. We currently live a fairly quiet life in the suburbs so being removed from the city won't be too bad for us at all.

    My real concern is taking DS away from his grandparents.. They absolutely LOVE their time with him and he's so happy with them.

    Ugh!! Anyone got a magic wand I can borrow!?

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    What we did when we first considered the idea was we started going on 'country drives' to the areas we were interested in. We researched a lot and visited lots of towns, farmland and tourist spots in the area. Talked to locals and inspected properties to get a feel for what our money could buy us. The best reason to move to the country is because you want to live in the country, not just because it might be cheaper. By the time we actually bought a farm we knew without a shadow of a doubt that we wanted to move to the country.


 

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