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  1. #11
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    Quote Originally Posted by SSecret Squirrel View Post

    Money - I've recently downloaded 12 months of transactions from my bank account and mastercard to an excel spreadsheet. I then divided all spending up into categories along the lines of food, electricity, water, phone, internet, water, rates, insurance, fuel, transport, car repairs etc. This worked for me because I use my cards for everything so I was able to get a pretty accurate picture of my spending patterns. Was very eye opening to see just how much I was spending on food. Scary actually. All those little top up shops of $20 here, $30 there add up very quickly. My actual food was MUCH more than I thought it was. I've now set weekly limits on some things and don't let myself go over.

    :
    Your situation sounds very similar to mine. I would like to do this..did you do it manually or is there a magic program /app that does it for you?

  2. #12
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    Quote Originally Posted by Kaybaby View Post
    Your situation sounds very similar to mine. I would like to do this..did you do it manually or is there a magic program /app that does it for you?
    I had a play around with my internet banking and found an export function.

  3. #13
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    Last year when I was exercising and eating better I felt much more energetic and happier.
    My brain is saying get back to it, but finding it so hard to get motivated.

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    CleverClogs  (22-02-2016)

  5. #14
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    Thanks all. My brain is so all over the place all the time and it's reflected in what goes on around me. I do struggle emotionally and I'm on anti-depressants and have a long history of mental ups and downs but something that definitely gets me down is the chaos that surrounds me and I figure that is one thing I might be able to change. Our diet is not unhealthy but it's nothing flash, I'd like to loose 4kg but it may as well be 40kg because the organisation it takes to do that is impossible for me at the moment. I'm sick of rushing, losing things, not know where money is going, having no time for anything but never stopping either. It's so overwhelming at times.

  6. #15
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    I would suggest you pick one thing and change that first. Once that has become a habit pick something else and so on.

    I get what you mean. When you want to change everything it can be so overwhelming that you don't know where to start. I would suggest starting with what annoys you most.

    ETA no scrap starting with what annoys you most. Start with what will make you feel better first. Then you will feel more inclined to tackle everything else.
    Last edited by SSecret Squirrel; 22-02-2016 at 17:36.

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    CleverClogs  (22-02-2016)


 

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