Billie2 I'm so sorry to hear that frucking terrible news. You've been absolutely smacked by all that's happened to you in this short few days and you're so brave dealing with all these big decisions. I can't even imagine the stress you're under and how difficult this all must be. Does the FS deny doing anything that may have caused the haemorrhage? Do they think that would happen again?
Don't feel compelled to answer those questions. I hope you can get some sleep tonight xx