Gosh this is such an interesting thread and for me quite honestly quite an emotive topic. I had my kids lateish (34) so had my education, travel and work experience behind me, not to mention many years of single life fun 😉 But in my case I have no job to fall back on as the same role doesn't exist here. Even with a degree and masters I'll have to retrain if I want to work again - which I do but when bub is older. But by then I'll be mid-late 40's!!!
The thing about a nanny is interesting too. We have 3 kids no help no family yada yada. If we were mega rich I might employ a nanny or a housekeeper so all doesn't fall on me. There is so much work involved in running a house and looking after kids I don't think having a nanny would equate to being lazy. But we're not mega rich so it's a mute point.
I must admit I do feel vulnerable financially. I'm pretty much in charge of our finances and everything is in both our names but if something happened and I was on my own I would be stuffed. It's part of what makes me feel trapped and suffocated at times despite loving being home with kids as babies.
I am going to get onto sorting out my own super though after reading this I've got an English pension but not sure how that works and NO Aussie super as yet...