@Krysta74 Thank-you Luv
Am onto researching places until the other Lovelies who may be able to help chime in with suggestions. Firstly, to access Super to pay for IVF, you can either go through a organisation called "Supercare.....
Can talk to Centredump directly on eligibility & how to go about it:
Or could go directly to you or your DH's Superfund and apply for an early release of super that way I think???
As for Clinics...So far The Fertility Centre at Dandenong who are under Melbourne IVF or a place called Reproductive Medicine which is in Albury and who are under Monash's umbrella. They will apparently modify their fees due to financial hardship.
Apologies if one of these is already who you're with...Hmmmm..Dandenong is probably too far??
Will keep looking.....
ETA- There's City Fertility Centre in Bundoora who seem to be somewhere between a low cost clinic and a full fee clinic??? Anyhoo..could be worth a look??