Thanks so much everyone. I called a broker on Monday and didn't get a great feeling from him. He wanted me to email me out tax returns so he could see our total income for the last 2 years and said he would get back to us with or borrowing power and some options by the end of the week. That seems ages! So I called another one and they said almost the same thing but seemed much nicer in the way she spoke and said she would get back to me Wednesday. Hopefully she calls me back today. Going to brokers as a starting point and planning to call my bank today as well. Also spoken to keystart as they do no deposit or 1% deposit home loans. We don't have genuine savings but was told by the broker that some places will accept our rental history as genuine savings. We have 25k deposit which is a gift and planning to borrow around 300k.