Df and I want to apply for a homeloan but we have no idea where to start.
I have been in contact with someone from Rams, originally called them just from a Google search to ask a couple of questions, but since then the person I was talking to takes forever to get back to us and I'm not sure if they are the right person to be talking to anyway.
Who would I need to contact to find out all our options? A mortgage broker? How do I find a good one? How much do they cost? Are mortgage broker costs and any added costs apart from the house price paid out of our pocket or included in our homeloan?