I don't get this OPs post.
Plenty of us have said it sounds crazy. Crazy that you loaned a piece of equipment worth so much from uni and even crazier you'd get a $1000 fine for overdue items.
Even harder to believe that you'd leave a sick 8 year at home and as pp said considering you claim to be a helicopter parent.
And you haven't come back in the thread to reply to any posts.
OP you should come back into the thread where you asked for advice and comment.