Thankyou blondeinbrisvegas, I wrote my last response before reading your post. It felt like a punch in the stomach to be honest, but you are right. I hate relying on other people, particularly my mother, as I feel like a child. I desperately want to be responsible for myself, I just don't know how to get over the driving/job/money hurdles to make it happen. Unfortunately I can't sell the house (well I could but as I don't own the property I would only get $25,000 for it and it would need to be moved to another location - not really an option). I think the only real option is to stay here and try to make the payments, as I'm sure my mother will be flexible (especially given that we haven't even started paying her back the mortgage yet, we are currently paying off a $20,000 bank loan that she wants us to pay off first). I don't even know how I'm going to make the payments on that loan though, that will be a big problem as we are only just making ends meet as it is and my income will basically be halved. Oh jesus I don't know how this is going to work, but I don't really have a choice, do I?