@Gelati: yes, he is "engaged". I read that when bub engaged, bub is ready to come out within 2 weeks! I asked a friend who noticed in her pregnancy. Her bub came 1.5w later. So......that means i most likely won't even make it to the induction date. In a way, it is good news because I will be able to go naturally. The bad news is that i am NOT READY. I might be ready after i am off work. LOL. I don't think my body cares about my deadlines.
I'm not sure what big changes on medicare safety net. There is no single formal report on the internet other than a few speculative articles on the internet. Safety net threshold is raised every year. From $1.2kto $2k this year. It is very easy to hit that threshold in one cycle. If they raise it to $3k, nothing really gets affected, right? All i know is that if they implement a cap, one might just be out of pocket $1k more. ie, $4k+ OOP per cycle rather than $3k+ OOP. Some clinics are more expensive, of course. I think Dr and clinic should charge less! Dr here seems to charge whatever they want. GP copayment that the govt wanted to implement doesn't even affect us because we always pay gap for each GP visit here in WA. Bulk billed clinics don't seem to exist.
I don't know what kind of system is better. In the US, the insurance company regulates the fee. If a Dr wants $800 for a service and the insurance company says $400. $400 is what the Dr would get and the patient only pays $30 copayment. That's it. Sure, they don't have the national health care system like in Australia but at least they can regulate Dr fee somehow to avoid Dr asking for charging whatever they want.