Apologies if I was mistaken.
My DH got a job basically straight away (4 weeks out of work) so now we are just playing catch up. He has a work car so we don't have that as an added expense.
I thought our private health included ambulance cover but it was a lesson we learnt too late. We are paying top cover for obstetrics which I assumed was the top cover, it isn't which kills me to even talk about. I just wasn't paying close enough attention.
I know it sounds ridiculous to be thinking about another baby but I know that this financial situation isn't long term. We are just going through a rough patch at the moment. Look, another baby might not happen but I don't want to loose my waiting periods at this stage.
I can and will be working extra hours, but the more I work the more child care costs so I'm trying to figure out a balance with that. My DH can do some contract work on the weekends and hopefully even get some extra cash.
turquoisecoast - I can see you are trying to help! At first I got a bit taken aback but it's very helpful. I need to hear my options which is why I'm asking the questions. The car is definitely an issue that I'm not sure how to figure out.
I tend to go into business mode with stuff like this, immediately start asking pointy questions to try and get to the root of the problem and see if there's a strategy or resolution that could be put in place.
by no means was I judging. I see so many different things with clients that you don't have the energy to judge lol.
moosey I genuinely apologise if my previous posts came across as judgey. I am coming from a place of genuinely wanting to help.
I appreciate not wanting to delay TTC but while this might seem like a glitch it really would be worth getting savings together once you get through this. We have had weeks where we have so many unexpected bills it's ridiculous (our house is getting old now and I feel like the plumber should just move in) and if we didn't have that buffer life would be really hard.
Just my 2c.
My only advice would be to use this time once you are out of it to try and put some things in place so you reissue the risk of it happening again.
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