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  1. #1
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    Default Private Health Cover - does anyone have 2 funds?

    Does anyone have 2 different private health funds? Use one company for hospital and another company for extras? Is this a 'done' thing? Thanks

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    I considered it and looked in to a few quotes but it worked out quite a bit more money than hospital and extras with a single fund.

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    Quote Originally Posted by sajimum View Post
    I considered it and looked in to a few quotes but it worked out quite a bit more money than hospital and extras with a single fund.
    How did you compare the funds? I called iselect but I know they don't quote on all th health funds available

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    My parents have theirs with different funds. One is GMHBA (extras) not sure the other one. I have previously spent a whole day doing a spreadsheet of funds/premiums/inclusions etc for comparison. you're right iselect only covers a few funds so I think if you really want to look at all of them you'll need to go to them individually and compare. It's not easy and I need to revisit this myself but don't have time right now! If you go to www.privatehealth.gov.au you can find a list of all health funds in Australia then go to their websites.

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    I've never considered doing this - might be worth checking out?

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    Quote Originally Posted by Mod-Degrassi View Post
    I've never considered doing this - might be worth checking out?
    Neither had I actually! Until the lady at iselect suggested it!

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    Quote Originally Posted by gingermillie View Post
    My parents have theirs with different funds. One is GMHBA (extras) not sure the other one. I have previously spent a whole day doing a spreadsheet of funds/premiums/inclusions etc for comparison. you're right iselect only covers a few funds so I think if you really want to look at all of them you'll need to go to them individually and compare. It's not easy and I need to revisit this myself but don't have time right now! If you go to www.privatehealth.gov.au you can find a list of all health funds in Australia then go to their websites.
    Oh wow you're organised! Good idea

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    Quote Originally Posted by SummerFun View Post
    How did you compare the funds? I called iselect but I know they don't quote on all th health funds available
    Sorry, I just saw this - I created a spreadsheet and called around each fund individually. It was time consuming but it certainly helped my understanding about our health insurance and once I knew what I wanted/was looking for it was quite easy.


 

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