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    Default Housing - what would you do?

    We have been looking for some time and realise it's so not the time to buy but we either buy or spend a lot of money on basic renovations as our house needs some things replaced. We don't have the skills to do them ourselves so it would be quite expensive. Besides that it is too small for our family in many ways.

    Would you...

    a) Buy on the outskirts (cheaper) and drive in and out of town for activities, school, etc.

    OR

    b) Keep on looking in town to save money and time.

    My DH works the opposite direction to the outskirts which makes it a little more tricky.

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    Id keep saving and keep looking tbh. You may end up regretting moving so far away and losing so much time due to traveling.

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    Little Ted  (30-07-2015)

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    It would depend on how far on the outskirts it was.

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    Little Ted  (30-07-2015)

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    Quote Originally Posted by Beljane View Post
    It would depend on how far on the outskirts it was.
    It would mean a 20minute trip to school, basic shops, sports, etc instead of 5min.
    DH would end up driving 35 min to work instead of 20min.

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    Does buying on the outskirts mean larger blocks (possibly acerage?) and fewer neighbours?

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    Quote Originally Posted by Mod-Nomsie View Post
    Does buying on the outskirts mean larger blocks (possibly acerage?) and fewer neighbours?
    No - possibly smaller block in fact as it's newer subdivision. It's perhaps $70k cheaper. We're not after acreage though so that doesn't worry us - DH isn't the looking after a yard kind of guy.
    It does mean possibly more mosquitoes. The only good thing really is larger stock of cheaper, newer homes. Everyone is fighting over the ones that turn up in town.

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    Then in that case- do you mind being that far away from school and shops? Would it annoy you?
    I think if you're finding it very hard to purchase a property in town it wouldn't hurt to look into the outskirts and add up the cost of building (an try and factor in all those small costs that aren't included like curtains, carpets, landscaping- even just laying a concrete driveway etc) and if it makes financial sense start shopping for a block of land!

    Eta I'm now not sure if you meant build in the outskirts or buy existing- my head went with build though! If its but existing and it's $70k cheaper that would be my answer... But not everyone is content with the same lifestyle as I want though! (Says the woman in the middle of buying a rural acerage!)

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    We have been going through the same thing!

    We are quickly outgrowing our house (who knew kids came with so much stuff lol).
    We found a perfect house! 4 by 2 with a pool and full size block in our price range, but when we had our house valued it wasn't worth as much as we thought so that has put a STOP on our plans to buy bigger
    So we are now saving to do the kitchen/bathroom/laundry in our house and wait until house prices rise here again. I just want a dishwasher!!!!
    Hard when you live in a mining town and the price of commodities is plummiting.

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    We can definitely afford out there. And we'd probably go pre-existing as to build new - we had price checked the other day and it would be similar to buying in town once you add on all the finishing costs.

    We almost built 5 years ago but a family emergency came up that needed out attention for quite some time.

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    Quote Originally Posted by hoping28 View Post
    We have been going through the same thing!

    We are quickly outgrowing our house (who knew kids came with so much stuff lol).
    We found a perfect house! 4 by 2 with a pool and full size block in our price range, but when we had our house valued it wasn't worth as much as we thought so that has put a STOP on our plans to buy bigger
    So we are now saving to do the kitchen/bathroom/laundry in our house and wait until house prices rise here again. I just want a dishwasher!!!!
    Hard when you live in a mining town and the price of commodities is plummiting.
    It is disheartening. I hope you are able to what you need to.
    House prices here are continuing to go up which is our problem - the gap is growing. An extra 20% to prices over the last 2 years because people keep on paying it.


 

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