I have been swamped with every single bill known to man all due with 3 weeks- rego/ctp/comprehensive/car service, rates, strata, union fees, water, gas, and electricity, totalling almost $4000!!!
If I were to ask on an extension on the due date of the utilities would it negatively affect my credit rating? Or am I better off maxing out what's left on my 2 credit cards?
Usually I'd be a bit more prepared but we bought and moved house recently, add in scans and doctors fees (no bulk billing) for pregnancy and lots of one off expenses and have struggled to get on top of things and I wasn't sure when to expect bills to start rolling in.... I was hoping to have some breathing space with tax return and ftb lump sum to come in july/august but ALL the bills have just come in at the same time and due before I'd probably get this much needed money.... I feel so sick with stress right now
So if I were to ring and ask for extentions would it show on my record? I could probably just fit it all on the credit cards but they would be completely maxed out and the interest rates on them are stupidly high so wanted to avoid it...
Any help or suggestions greatly appreciated