+ Reply to Thread
Page 2 of 3 FirstFirst 123 LastLast
Results 11 to 20 of 21
  1. #11
    Join Date
    Aug 2012
    Posts
    3,162
    Thanks
    671
    Thanked
    929
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Quote Originally Posted by lolly007 View Post
    eeep! Hope nobody minds me asking but how do people finance this? there's just no way I'd have that kind of money.
    We did our research, went with a good but cheap ivf clinic, had private health insurance on the top cover, both of us worked full time and saved like crazy, was knowledgeable at tax time to claim as much back as possible, maxed out credit cards and put any spare money back on them. Stopped going out to dinner and cut back on presents to each other etc , would do it again in a heartbeat :-)

  2. The Following 3 Users Say Thank You to bel2466 For This Useful Post:

    Blinky76  (11-07-2015),BlondeinBrisvegas  (11-07-2015),lolly007  (11-07-2015)

  3. #12
    Join Date
    Sep 2012
    Location
    Brisbane
    Posts
    8,620
    Thanks
    35,353
    Thanked
    19,765
    Reviews
    7
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Awards:
    Busiest Member of the WeekBusiest Member of the Week - week ended 20/8/15100 Posts in a week - week ended 13/8/15Busiest Member of the Week - week ended 6/8/15Busiest Member of the Week - week ended 30/7/15
    Yep, we spent 25k to conceive our DD through IVF. That was for absolutely everything plus we didn't have PHI (well, I did, but it didn't cover IVF and being an old fart, I didn't have the time to wait the 12 months out to get it).

    Anyhoo...we are low income, blue collar workers and the way we afforded it was to work, save and go without!!! We lived in a cheap, shizzy unit, I drove an old shizbox car, we went nowhere and did nothing!! No holidays, no nights out for dinner and such (only for family gatherings), no new clothes except if it was absolutely necessary, same with me going to the hairdresser etc...you get the idea and you'll see from my signature, our last 2 Cycles were 6 months apart as that's how long it took to save the $ to try again. My Dad also donated a few thousand to the fund on our first Cycle to help get us started and tax refunds went straight into the IVF kitty.

    We couldn't go to a low cost clinic (God knows we tried!!) because they don't do TESA procedures nor would they work with my DP's frozen TESA sperm, so we had to go with a full fee paying Clinic, but hey, we ended up going with the best of the best FS, so no complaints there!!

    Of course she was worth every single cent, but it was hard going, bloody hard!! Hopefully you'll have a quicker road to a BFP as you sound younger plus with a bit of luck, you and/or your partners issues will only be a minor hurdle to overcome.

    and Good Luck Luv!!!!

    P.S...I know of some people who use a credit card to pay the full amount upfront and use all of the Medicare refunds from everything to immediately pay it off so that all that is left to pay is the shortfall which they've saved up themselves prior to starting a Cycle instead of trying to come up with $10-12K upfront to pay at the beginning IYKWIM??? (if using a full fee paying Clinic and not a low cost one.
    Last edited by BlondeinBrisvegas; 11-07-2015 at 12:58.

  4. The Following 3 Users Say Thank You to BlondeinBrisvegas For This Useful Post:

    Blinky76  (11-07-2015),lolly007  (11-07-2015),Rocky27  (11-07-2015)

  5. #13
    Join Date
    Jan 2015
    Posts
    178
    Thanks
    142
    Thanked
    79
    Reviews
    0
    If you didn't claim in the 2012/13 financial year or prior it's no longer tax deductible so factor that in!

  6. #14
    Join Date
    Jun 2013
    Location
    Inner West
    Posts
    3,267
    Thanks
    1,892
    Thanked
    1,916
    Reviews
    1
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Awards:
    Busiest Member of the WeekBusiest Member of the Week - week ended 19/9/2014Busiest Member of the Week - week ended 17/7/2014200 Posts in a week100 Posts in a week
    Quote Originally Posted by waitingforBFP View Post
    So far I've probably spent about $1000 on TTC with no luck yet. That includes gyno, acupuncture, opks, meds, preseed and preg tests.

    I have health insurance but it doesn't cover fertility/pregnancy. My husband doesn't want to pay for better health insurance.

    My gyno is suggesting a lap but he's suggesting it could cost around $3000 and there's no guarantee it will make any difference.

    How much do you think is reasonable to spend on TTC?
    My suggestion would be:
    1. To minimise overall cost, get to the big guns sooner in terms of advice. Ask the gyno to refer you to a Repriductive endocrinologist specialist in fertility. Get all your tests done.

    2. Get your own better private health cover, it'll all be charged under your name anyway so your husband can keep his cheaper cover.

    3. Ditch the acupuncture in favour of more proven treatments. You can add bells and whistles later if you think it's worth the money.

    4. Re think your finances and find savings you have to do it anyway once the baby comes so might as well get a head start.

    Good luck

  7. The Following User Says Thank You to ScubaGal For This Useful Post:

    BlondeinBrisvegas  (12-07-2015)

  8. #15
    Join Date
    Jun 2013
    Posts
    531
    Thanks
    463
    Thanked
    190
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Quote Originally Posted by Just*Ace View Post
    I have no limit, I will spend whatever it takes to get my baby. We are a low income, 1 income family and I will budget, borrow and go without, to get my bubba. I need a lap but will go through public health system, previous 1 I waited 5 months for. We are doing ivf and though it's inconvenient we go through a clinic further away as it's only $600 a cycle.
    That seems very cheap 600 per cycle. Where do you go?

  9. #16
    Join Date
    Aug 2012
    Posts
    3,162
    Thanks
    671
    Thanked
    929
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Quote Originally Posted by Bub077 View Post
    That seems very cheap 600 per cycle. Where do you go?
    The first cycle with westmead fertility centre is about $1300 and then any further cycles in same calendar year is only about $365 out of pocket

  10. #17
    Join Date
    Oct 2013
    Posts
    764
    Thanks
    660
    Thanked
    1,022
    Reviews
    3
    Achievements:Topaz Star - 500 posts
    It probably is important to note that the cheaper IVF clinics while good entry level clinics, they don't handle the 'hard cases' of those who have done repeat IVF's without success.

    They also don't do any of the more advanced and cutting edge techniques that some of us have required to achieve our BFP's.

    They use lower dose cycles and simplified processes (eg. The use twilight sedation instead of GA for EPU).

  11. The Following 2 Users Say Thank You to Blinky76 For This Useful Post:

    BlondeinBrisvegas  (12-07-2015),Bub077  (13-07-2015)

  12. #18
    Join Date
    May 2015
    Posts
    324
    Thanks
    310
    Thanked
    160
    Reviews
    0
    We are looking at Liverpool fertility centre, they are also low cost. Only roughly $1300 out of pocket & $700 for cycles in the same calendar year.
    I know primary is also low cost with you only paying for your epu and it's $600ish for memory

  13. #19
    Join Date
    Oct 2009
    Posts
    3,874
    Thanks
    308
    Thanked
    1,018
    Reviews
    21
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Quote Originally Posted by Bub077 View Post
    That seems very cheap 600 per cycle. Where do you go?
    Quote Originally Posted by Blinky76 View Post
    It probably is important to note that the cheaper IVF clinics while good entry level clinics, they don't handle the 'hard cases' of those who have done repeat IVF's without success.

    They also don't do any of the more advanced and cutting edge techniques that some of us have required to achieve our BFP's.

    They use lower dose cycles and simplified processes (eg. The use twilight sedation instead of GA for EPU).
    I use primary ivf. The $600 is what I pay when I go for egg retrieval and that's it.

    Blinky is right, they don't do any of the 'extra' things that other clinics do, like embryo testing, trying new techniques, embryo glue etc. Egg pick up is done under a general though, so they are good in that regard. I guess it would just depend on what your issues are as to whether a low cost clinic is suitable, mine is endo and poly cystic ovaries, nothing too complicated.

  14. The Following 2 Users Say Thank You to Just*Ace For This Useful Post:

    Blinky76  (13-07-2015),BlondeinBrisvegas  (13-07-2015)

  15. #20
    Join Date
    Aug 2012
    Posts
    3,162
    Thanks
    671
    Thanked
    929
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Westmead offer most things that other clinics do , they are definitely up there with the care and techniques of the more expensive clinics and certainly don't only do low dose, lots of ladies at westmead with low AMH have had huge med doses. I can't rate them highly enough


 

Similar Threads

  1. Childcare cost
    By OS&N in forum General Chat
    Replies: 60
    Last Post: 23-04-2015, 20:34
  2. Cost of a thermomix
    By onelasttime in forum General Chat
    Replies: 12
    Last Post: 22-02-2015, 18:21
  3. How much cost to build up?
    By Little Ted in forum General Parenting Tips, Advice & Chat
    Replies: 0
    Last Post: 02-10-2014, 21:19

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
free weekly newsletters | sign up now!
who are these people who write great posts? meet our hubbub authors!
Learn how you can contribute to the hubbub!

reviews
learn how you can become a reviewer!

competitions

forum - chatting now
christmas gift guidesee all Red Stocking
Tambo Teddies
Visit our online store and select your individually handmade natural sheepskin teddy bear. Our soft and loveable bears come in a range of styles and colours. Created in Outback Queensland each bear is unique individual. 100% Australian made!
sales & new stuffsee all
CarmelsBeautySecrets
Growing your own natural nails is easy. Years ago, I devised a simple and very effective technique which really helps boosts the nails' growth in as little as three days! And most importantly keeps them that way.
featured supporter
The Fix Program Sydney CBD and Broadway
Pregnancy and women's health physio, pregnancy and new mum Pilates classes taught by our physios for you and bub. Pregnancy back and pelvic pain. Also, we treat postnatal and women of all ages. Incontinence, prolapse, sexual and pelvic pain.
gotcha
X

Pregnant for the first-time?

Not sure where to start? We can help!

Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!