Yep, we spent 25k to conceive our DD through IVF. That was for absolutely everything plus we didn't have PHI (well, I did, but it didn't cover IVF and being an old fart, I didn't have the time to wait the 12 months out to get it).
Anyhoo...we are low income, blue collar workers and the way we afforded it was to work, save and go without!!! We lived in a cheap, shizzy unit, I drove an old shizbox car, we went nowhere and did nothing!! No holidays, no nights out for dinner and such (only for family gatherings), no new clothes except if it was absolutely necessary, same with me going to the hairdresser etc...you get the idea and you'll see from my signature, our last 2 Cycles were 6 months apart as that's how long it took to save the $ to try again. My Dad also donated a few thousand to the fund on our first Cycle to help get us started and tax refunds went straight into the IVF kitty.
We couldn't go to a low cost clinic (God knows we tried!!) because they don't do TESA procedures nor would they work with my DP's frozen TESA sperm, so we had to go with a full fee paying Clinic, but hey, we ended up going with the best of the best FS, so no complaints there!!
Of course she was worth every single cent, but it was hard going, bloody hard!! Hopefully you'll have a quicker road to a BFP as you sound younger plus with a bit of luck, you and/or your partners issues will only be a minor hurdle to overcome.
and Good Luck Luv!!!!
P.S...I know of some people who use a credit card to pay the full amount upfront and use all of the Medicare refunds from everything to immediately pay it off so that all that is left to pay is the shortfall which they've saved up themselves prior to starting a Cycle instead of trying to come up with $10-12K upfront to pay at the beginning IYKWIM??? (if using a full fee paying Clinic and not a low cost one.
Last edited by BlondeinBrisvegas; 11-07-2015 at 12:58.
If you didn't claim in the 2012/13 financial year or prior it's no longer tax deductible so factor that in!
1. To minimise overall cost, get to the big guns sooner in terms of advice. Ask the gyno to refer you to a Repriductive endocrinologist specialist in fertility. Get all your tests done.
2. Get your own better private health cover, it'll all be charged under your name anyway so your husband can keep his cheaper cover.
3. Ditch the acupuncture in favour of more proven treatments. You can add bells and whistles later if you think it's worth the money.
4. Re think your finances and find savings you have to do it anyway once the baby comes so might as well get a head start.
It probably is important to note that the cheaper IVF clinics while good entry level clinics, they don't handle the 'hard cases' of those who have done repeat IVF's without success.
They also don't do any of the more advanced and cutting edge techniques that some of us have required to achieve our BFP's.
They use lower dose cycles and simplified processes (eg. The use twilight sedation instead of GA for EPU).
We are looking at Liverpool fertility centre, they are also low cost. Only roughly $1300 out of pocket & $700 for cycles in the same calendar year.
I know primary is also low cost with you only paying for your epu and it's $600ish for memory
Blinky is right, they don't do any of the 'extra' things that other clinics do, like embryo testing, trying new techniques, embryo glue etc. Egg pick up is done under a general though, so they are good in that regard. I guess it would just depend on what your issues are as to whether a low cost clinic is suitable, mine is endo and poly cystic ovaries, nothing too complicated.
Westmead offer most things that other clinics do , they are definitely up there with the care and techniques of the more expensive clinics and certainly don't only do low dose, lots of ladies at westmead with low AMH have had huge med doses. I can't rate them highly enough
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