Since adding DS to our policy and upgrading to family cover our PHI has skyrocketed. This is basic hospital + extras - with a $250 excess for hospital admissions.
We want to cut down on insurance costs but using the online comparisons I haven't found anything cheaper.
I am admitted to hospital at least once per year, we were only paying a $50 excess per admission before DS on our couples cover, but I cannot find anything with a cheaper excess (options for nil excess the rates are even higher, other options are $250 or $500 ) in family cover.
Any suggestions on good value for money insurance?