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  1. #21
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    With NAB, that is.

  2. #22
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    Quote Originally Posted by Apple iPhart6 View Post
    Our new mortgage is 4.68% and I thought that was good!
    Depends on years fixed etc. we fixed 5yrs 4.27 Ubank (NAB online bank)

  3. The Following User Says Thank You to Mmumm For This Useful Post:

    Apple iPhart6  (22-05-2015)

  4. #23
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    4.4% commonwealth bank on variable.

  5. #24
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    Default What's your interest rate?

    Quote Originally Posted by lolz83 View Post
    4.4% commonwealth bank on variable.
    Did you negotiate that? I'm on 4.53% with comm bank

  6. #25
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    Shop around when it comes to interest rates. Also just because it's the cheapest doesn't make it the best.

    A lot of these online banks have hidden fees and charges and also lack of convenance when it comes to discussing your loan.

    Looking at the major banks currently ANZ have one of the best rates around since they are the only bank to pass of the full quarter of a percent rate drop.

    Read everything before you sing up.

  7. #26
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    Quote Originally Posted by JET09 View Post
    Shop around when it comes to interest rates. Also just because it's the cheapest doesn't make it the best.

    A lot of these online banks have hidden fees and charges and also lack of convenance when it comes to discussing your loan.

    Looking at the major banks currently ANZ have one of the best rates around since they are the only bank to pass of the full quarter of a percent rate drop.

    Read everything before you sing up.
    I disagree. Just because they've passed on the full quarter, doesn't mean they are the lowest.

  8. #27
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    Quote Originally Posted by Cevapa View Post
    Did you negotiate that? I'm on 4.53% with comm bank
    Went through a broker and we also have the wealth package with them which reduces our interest rate. We pay an annual fee of around $700 a year but get lots of benefits - like a no annual fee gold credit card.

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    Cevapa  (21-05-2015)

  10. #28
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    4.68% with ANZ

  11. #29
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    Just locked in 3.99% for 3 years with Newcastle Permanent 🎉🎉

  12. The Following 2 Users Say Thank You to Chippa For This Useful Post:

    Mmumm  (21-05-2015),monnie24  (21-05-2015)

  13. #30
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    Quote Originally Posted by JET09 View Post
    Shop around when it comes to interest rates. Also just because it's the cheapest doesn't make it the best.

    A lot of these online banks have hidden fees and charges and also lack of convenance when it comes to discussing your loan.

    Looking at the major banks currently ANZ have one of the best rates around since they are the only bank to pass of the full quarter of a percent rate drop.

    Read everything before you sing up.
    I will never join ANZ again. Not after what they did to farmers. We closed all our accounts with them taking DD's money out. YUCK!

    We are with Homeside and it's been a bit difficult because you can't do things inside nab it's totally separate. But all in all great. Plus we didn't have option go through another bank at time


 

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