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  1. #431
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    Yeah, not as bad, but still bad. This is their "let's hope everyone forgets how brutal we were at the last budget so they vote us in again at the election" budget.

    Quote Originally Posted by LoveLivesHere View Post
    This.

    It was a not as cruel as the last budget but still let's screw over the poor, the elderly and the sick and give business.

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    Quote Originally Posted by LoveLivesHere View Post
    This.

    It was a not as cruel as the last budget but still let's screw over the poor, the elderly and the sick and give business.
    I'm not agreeing with the budget entirely but helping small businesses in anyway that assists them in employing new staff and reinvesting/buying new equipment or employing more sub contractors will definitely stimulate the economy and ease the unemployment burden which hopefully will entice the government to increase funding on the public services that are clearly lacking

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    Default New Budget

    Quote Originally Posted by cheeeeesecake View Post
    Theyve also brought in a plan for subsidised nannies, which is great for shift workers especially, rather than putting children in centres, they can be cared for in their oen home. I am a dahm and our household income is under 55k foe a family of 5. We are doing absolutely fine on that, but we are very sensible with money. I know its not possible for everyone to live like we do.
    Serious question - where in the country are you to be surviving with 5 people on 55k? That's an annual budget of $11,000 per person.

    Can you start a thread with budget tips on how you afford that? -- not being facetious I'm really curious. Do you own your home already and not have a mortgage?

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    Quote Originally Posted by ScubaGal View Post
    Serious question - where in the country are you to be surviving with 5 people on 55k? That's an annual budget of $11,000 per person.

    Can you start a thread with budget tips on how you afford that? -- not being facetious I'm really curious. Do you own your home already and not have a mortgage?
    It easy.

    We 7 people on less than that. That's 2 adults two teens who often mistaken for adults and 3 kids. 4 kids go to private school. You live to your means.

  7. #435
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    Quote Originally Posted by ScubaGal View Post
    Serious question - where in the country are you to be surviving with 5 people on 55k? That's an annual budget of $11,000 per person.

    Can you start a thread with budget tips on how you afford that? -- not being facetious I'm really curious. Do you own your home already and not have a mortgage?
    Quote Originally Posted by LoveLivesHere View Post
    It easy.

    We 7 people on less than that. That's 2 adults two teens who often mistaken for adults and 3 kids. 4 kids go to private school. You live to your means.
    Yeah I agree with LLH. We lived on a lot less than that a couple of years ago. In melbourne. In low rent areas though.

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    Quote Originally Posted by LoveLivesHere View Post
    It easy.

    We 7 people on less than that. That's 2 adults two teens who often mistaken for adults and 3 kids. 4 kids go to private school. You live to your means.
    Do you have a mortgage? How do you do it? Serious question. My kids school fees plus uniforms are close to 10k a year. I keep reading on BH how ppl live on so little but I can't get my head around how there are the obvious tips like reducing bills, grocery etc. But what about mortgage, council car rego, insurance etc.

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    I think living on a small budget is doable. And we absolutely would if we had to, but it certainly isn't how I would want to live. Especially long term.

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    Quote Originally Posted by Janesmum123 View Post
    Do you have a mortgage? How do you do it? Serious question. My kids school fees plus uniforms are close to 10k a year. I keep reading on BH how ppl live on so little but I can't get my head around how there are the obvious tips like reducing bills, grocery etc. But what about mortgage, council car rego, insurance etc.
    Yes to mortgage. Private school plus uniforms is over 10 k plus canberra trip this year another 1.5 k.

    I don't know how I do it just seems normal to me.

    I know also have budget a few trips to Melbourne a year.

    You just make it work.

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    We live on 60k comfortably with 5 people. We rent, public school. We own our car outright, no loans. We pay for everything in cash and can save around 10k a year if we knuckle down. Our kids have everything they need and heaps of what they want. I shop off ebay and buy heaps of stuff off the local buy and sell. We live within our means, we don't over extend ourselves with loans, new cars and credit cards. When you aren't paying back huge loans you can save it to pay upfront and not get hit with interest. Obviously when i return to work we'll have to get a mortgage but we will get something quite modest.

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    Quote Originally Posted by ScubaGal View Post
    Serious question - where in the country are you to be surviving with 5 people on 55k? That's an annual budget of $11,000 per person.

    Can you start a thread with budget tips on how you afford that? -- not being facetious I'm really curious. Do you own your home already and not have a mortgage?
    I bet it's not in Sydney! Rent alone here is $570 per week for a 3 bed townhouse ( a mortgage would be even more!)


 

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