+ Reply to Thread
Page 3 of 4 FirstFirst 1234 LastLast
Results 21 to 30 of 31
  1. #21
    Join Date
    May 2014
    Posts
    76
    Thanks
    52
    Thanked
    14
    Reviews
    0
    I will phone my local tenant advocacy for some guidance. I called the building manager and was informed that so far no affected units have made a claim. I don't understand why the RE agent has to send me a stressful email when nothing has been determined yet. At least I feel somewhat relieved with that information.
    water dries up for everyone and no one makes a claim.

  2. #22
    Join Date
    Apr 2011
    Posts
    1,010
    Thanks
    39
    Thanked
    596
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    The Strata Company will have insurance and depending on what the strata company owns (it's really specific - from the inside of the paint on the wall to the outside of the plaster of that same wall etc). The Strata Company has no right to come after you, they need to make the insurance claim and then the insurance company may (or may not) take legal action against you. You have no contract whatsoever with the Strata Company, except what is written into your residential lease with regards to abiding by strata conditions. You will have needed to be given a copy of the rules/obligations for this to be enforced. I'd not correspond with the Strata Agents - tell them to contact your Managing Agents, say as little as possible and document everything you hear.

    You do however have a contract with the landlord. I would not encourage contacting the landlord directly at this stage, use the Managing Agents as this is their job and they may be more sympathetic to you than the landlord. The landlord would own what is not owned by the strata company or by you (tiling, carpets, light fittings etc) and may or may not have insurance for this (in WA I believe it's compulsory however my managing agents have never checked my insurance certificates so it's a grey area depending on the agent). They may not, but that's their risk.

    You would only be responsible for paying the excess of the landlord's contents insurance if it's in your lease contract. You cannot insure what you don't own so you can't possibly insure the carpets, however you may have your own accident insurance. If you have contents insurance for your own stuff as a tenant, this may have an accidental damage of others' property clause - you will need to check that if you have this type of insurance.

    If you have no insurance at all, don't get into discussions with anyone about it, just collect information for a week or two and let the strata agent, managing agent and landlord and their respective insurance parties battle it out, there will be so much finger pointing that you don't need to be a part of it at this stage, it will just stress you out. Concentrate on your family and if they pressure you just explain that you have a daughter in hospital and you will call them (the managing agents only) next week.

    Hope this helps and best of luck.

  3. The Following 5 Users Say Thank You to Hulahoop For This Useful Post:

    Albert01  (16-04-2015),Fina14  (17-04-2015),GrabbyCrabby  (16-04-2015),LoveLivesHere  (16-04-2015),Wise Enough  (16-04-2015)

  4. #23
    Join Date
    Apr 2012
    Posts
    13,069
    Thanks
    9,846
    Thanked
    12,955
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    Awards:
    Busiest Member of the Week - week ended 9/1/15Busiest Member of the Week - week ended 7/11/14Busiest Member of the Week - week ended 3/10/14100 Posts in a week
    Perhaps tell the agents you won't do anything unless they sign a statutory declaration that the landlords don't have insurance. Do the same for the strata mob.

  5. #24
    Join Date
    May 2014
    Posts
    76
    Thanks
    52
    Thanked
    14
    Reviews
    0
    Thanks for all the helpful advices. I am just going to wait and see what happens. I don't have the energy to focus on thids anyway. Dd is home now and getting better so I just want to enjoy these last few days with her before school resumes. I'll keep everyone posted on the latest developments.

  6. The Following User Says Thank You to Fina14 For This Useful Post:

    Albert01  (17-04-2015)

  7. #25
    Join Date
    Apr 2015
    Posts
    2,431
    Thanks
    2,342
    Thanked
    2,210
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Glad to hear your DD is home and getting better

    Fingers crossed the rest sorts itself out for you.

  8. #26
    Join Date
    Apr 2011
    Location
    Victoria
    Posts
    1,868
    Thanks
    3,216
    Thanked
    1,513
    Reviews
    4
    Achievements:Topaz Star - 500 posts
    Hi OP, sorry if you've already covered this is a previous post, but do you have contents insurance at all?? If so you should have "liability" cover up to a certain amount, which may cover others' damages. Also most policies include free legal advice.


 

Similar Threads

  1. Why am I 100% responsible for everything
    By pisang in forum General Parenting Tips, Advice & Chat
    Replies: 18
    Last Post: 03-08-2014, 16:14

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
free weekly newsletters | sign up now!
who are these people who write great posts? meet our hubbub authors!
Learn how you can contribute to the hubbub!

reviews
learn how you can become a reviewer!

competitions

forum - chatting now
sales & new stuffsee all
Carmel's Beauty Secrets
7 Day Nail Growth Boosting Method Carmel's Beauty Secrets
The Nail Growth Boosting Method, will help transform your nails in just 7 days. You will also notice a big difference in their strength. It's so easy and only needs to be performed once a month.
Get your Nail Growth Boosting Method at the link below.
featured supporter
Carmels Beauty Secrets
An online beauty and wellness site which offers simple and effective time saving methods and tips which help you look younger for longer.
gotcha
X

Pregnant for the first-time?

Not sure where to start? We can help!

Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!