Hi, ladies, someone has a similar post on this thread but I have few specific questions. I hope you ladies can help me out.
I am currently pregnant (just under 12w) and under an OB care from day 1 of BFP due to previous history of early miscarriages. We like the OB and would have loved to stay with him but we really can't afford to go private in the end. IVF has used up our available fund (if it would have worked the first round, we could have gone priv without a problem).
Despite with the highest coverage with medibank, my good friend spent ~$10k OOP for the entire pregnancy by going private. I know people spent less but you just never know what can go wrong. Like needing emergency c-section, bub needs to be hospitalized, outrageous aneathestist fee etc. Am i wrong about the cost? Is it really this expensive?
My GP told me that the public hospital doesnt take me on until 20w. Since I am weaning off some drugs, OB is happy to continue the care until 20w. Will i be charged a management fee if i wait until then to leave?
I do enjoy the OB care. If I go to public hospital as a private patient, can I see an OB? Do I have to pay the gap for delivery, anaesthetic etc? I know that if i go on public fully, everything will be covered.
BTW, I am in WA. Thanks.