@TortoiseNotTheHare I'm like you..I have 3 savings accounts!! Though they aren't looking great at the moment!!!
I I have a friend who recently got pregnant through IVF..I hope it's not too long of a process for u..amazing that you are doing it!!
My partner has a 12 yo girl who we have every 2nd weekend..and WHAT a handful!!! So I think a little man will be a nice addition!!