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  1. #11
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    Busy-Bee is offline Offending people since before Del :D
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    Advise Centerlink/Family Assistance Office of the changes to your expected income for this FY, this will then increase any FTB and CCR/B. Perhaps cut back on the CC to 2 days per week but choose the day they are most likely to have vacancies (eg Fridays) to cancel for the best possible chance of reclaiming it.

    I have no idea what your husband does but make sure he has a Linked In profile and all his details, as many connections as he can and note in his current position that he is available for employment opportunities.

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    Contact Centrelink and explain everything, I found them really helpful in a similar situation in terms of telling me what payments they could help with and how to apply for them.
    Your mortgage holder may have something in place to help in these situations, ie pause or lower your repayments for a set time. Same with other loans/ credit cards you may have.
    Does he have any income protection? Maybe with his super company even. Also if you do have credit cards or loans be sure to check out the insurance you may have with the card DH's was CC was paid out in full by the insurance if you lost your job under certain conditions.

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    He got a payout but has only been there a few years so its not huge

    I will call work & see how much notice i have to give to return. Ill call my boss as well as hr & explain

    Thanks everyone! Im freaking out, i cant believe this is happening.
    Last edited by heartstringz; 23-03-2015 at 13:08.

  4. #14
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    The payout will affect your allowances from centrelink too.. (as in whether you will get more/less). My hubby was paid a redundancy this FY as well and we havent changed any centrelink stuff because the payout didnt make a change to his income for the year and their payments for childcare and all that are based upon income for the FY not each pay that you get.. Def give them a call though and see if there is anything you could do that wont end up with you having a centrelink debt to pay back

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    What a stressful situation.

    Has your husband been given notice, or have they paid out his notice?

    Remember redundancy payments are tax free (unless your talking a really big amount) so it might be worth more to you than simply the amount of weeks he is being paid out.

    I'd absolutely keep bubs in daycare so your partner has no restrictions.

    Were you full time before mat leave? If you were, and you have requested to go part time, has your letter of a reputable refetenced that it was a temporary flexible work arrangement or have you moved onto permanent part time conditions? The way this has been handled by your employer gives some guidance as to what your entitled to return to.

    Try not to stress, hopefully it all works out for the best.

  6. #16
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    You won't be able to claim any CL until it has been spent. So if we got a 10 week redundancy he would not be entitled to anything for 10 weeks.

    My husband was made redundant last year. We lived off his redundancy for 5 months. What made it worse was in his contract it states that he can not work for another company that is in direct competition or work with any of their costumes for 12 months. Problem is that excluded everyone in the state. He went back to Uni than after 12 months started doing freelance work to supplement our crappy income.

    Go see CL ASAP though. They were a massive help.
    Last edited by waterlily; 23-03-2015 at 19:12.

  7. #17
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    Quote Originally Posted by waterlily View Post
    You won't be able to claim any CL until it has been spent. So if we got a 10 week redundancy he would not be entitled to anything for 10 weeks.

    My husband was made redundant last year. We lived off his redundancy for 5 months. What made it worse was in his contract it states that he can not work for another company that is in direct competition or work with any of their costumes for 12 months. Problem is that excluded everyone in the state. He went back to Uni than after 12 months started doing freelance work to supplement our crappy income.

    Go see CL ASAP though. They were a massive help.
    Off topic from the OP but you probably could have contested that restraint of trade in court. They have to be reasonable and are incredibly difficult to enforce. Unless he was the CEO of a huge company, I don't think 12 months for the entire state is reasonable at all.

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    waterlily  (23-03-2015)

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    Quote Originally Posted by JR03 View Post
    Off topic from the OP but you probably could have contested that restraint of trade in court. They have to be reasonable and are incredibly difficult to enforce. Unless he was the CEO of a huge company, I don't think 12 months for the entire state is reasonable at all.
    We had a lawyer go over the contract. He said the company could sue (and it's very likely they would) and they would blacklist him so better to bite the bullet

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    That sucks OP. We have been in that position before (during the GFC) We had literally just signed a contract that day on a house and the stress was so overwhelming. Give it a day or two and you will start to get a clearer head. I found being extremely pro-active the key. We literally started applying for jobs the next day. Initially only in the industry he worked in then after a week, anything and everything. Luckily in the second week he had a job in the same industry. I feel for you.

  11. #20
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    How horrible op! we have had this happen too many times in the last couple of years. Most recently when ds was 3 months then again when he was 8 months. Its so stressful. All I can suggest is start applying for jobs straight away and make sure your dh's cv is up to date. Luckily my dh managed to find a new job pretty quickly.


 

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