I am 36 weeks pregnant and just had my pre-admission appt at St John of God Subiaco, where I was told about allllllllll these unexpected out of pocket costs, without being told how much they will be!!
This is my second child. But with our first we went public and it cost basically nothing. The problem with public was I had a horrific time during the ante-natal stages, and it really put me off going through the public system again. Having chosen private this time, I thoight I had researched the out of pocket expenses reasonably well (based on my recollection of what happened last time), but apparently I forgot about the paediatrician and anaesthetist and so on and so on. I'm having a booked Caesarian, so there will undoubtedly be some unavoidable costs (paeds and anaethetics come to mind), despite my "delivery being fully covered" (so I was told when I enquires about the costs when booking into my OB at 6 weeks gestation)!!
so, I am wondering if anyone is willing to share with me their out of pocket expenses for their anaesthetist, paediatrician, medications, pathology, physiotherapy, etc etc etc.
We are with Bupa and I've looked over the list of anaesthetists and paediatricians they have on their roster, and only one of each are fully covered by Bupa. Which means I'm at a very low chance of having one or both of the big expensive fees I'll have to pay being fully covered!
alternatively does any one know about having your own anaesthetist or own paediatrician? Is that easy to arrange???
im so confused! Much too pregnant to be worrying about this right now.