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  1. #31
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    Apr 2013
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    Banks Accounts heaps, but Im a F Planner and budget best I can for everything.

    Just counted 33 OMG

    two credit cards 1 for everyday 1 for medical IVF
    Home loan & Investment property loans which are split so that adds
    pay account for me & DH
    savings a/c each
    car
    rates
    rental a/c for their direct credit
    bills a/c
    Baby
    Dogs
    Dogs hoilday
    Cat
    foxtel
    food & expenses account
    boat
    hoilday
    line of credit
    medical obs fees

    These accounts are offset to reduce interest Im charged on my home loan. Also as bank staff I pay no fees for accounts.


  2. The Following User Says Thank You to francesthecat For This Useful Post:

    bounty  (31-12-2014)

  3. #32
    Join Date
    May 2013
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    My personal account
    DH's personal account
    Joint savings account
    Home loan account
    DD's savings account
    DS's savings account
    Credit card

  4. #33
    Join Date
    Sep 2009
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    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Dh and I both have an individual account (not sure why we don't use them!).
    The kids all have their own account
    My cc account
    Joint personal account
    Joint business account
    7 loan accounts
    A high interest (well it used to be!) savings account in my name.

    For the record 7 of these accounts are for the business. We do really need to downsize though.

  5. #34
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    My spendings account

    DHs spendings account (we each get $200 f/n transferred so we can do what we like with this money)

    General access account (both pays go in here and then automatic transfers set to divvy it up between bills and our spendings. As my wage fluctuates we manually transfer money to our savings accounts)

    Bills account (all our bills are set to DD from this account)

    Short term savings (has $5.5k currently)

    Long term savings (currently empty )

    We then also have visual access to both fixed and variable portions of the mortgage. All our accounts act as offset accounts to our mortgage, but no redraw facility).

  6. #35
    Join Date
    Jan 2008
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    Everyday account
    Savings account
    DS1's account
    DS2' s account
    And a couple of others that i don't use anymore.
    Thinking i should probably merge the kids account too as that way more interest will be earnt.

  7. #36
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    Every day account.
    Bills/savings/random account.
    Dds account.
    JIC account.
    That's all atm. I should separate my bills and savings but then there's too many and it gives me the irrits.

  8. #37
    Join Date
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    Just one each...spendings and empty except for a few minutes each payday


 

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