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  1. #1
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    Default How many accounts do you have?

    I was just reading another thread and it got me wondering how many accounts people have to manage family finances?

  2. #2
    Zombie_eyes's Avatar
    Zombie_eyes is offline Formerly Diamondeyes
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    1 here too

    Eta: the sub accounts we have are..

    Savings account
    Access account
    Bills
    Savings for ds1
    Savings for ds2
    Savings for dd
    Super
    Last edited by Purple Lily; 30-12-2014 at 15:08.

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    I have so many:my everyday account, a house account (house maintenance/if things break fridge etc), a car account (used for rego, insurance, services), a holiday account, and trust funds for my two sons. So 6 in total. Works well for us.


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    One for everyday and one for savings

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    1. Everyday account
    2. Offset account
    3. Daycare account
    4. Savings account
    5. DD savings account

    so 5 accounts with an extra offset sub account I'm not currently using.

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    We have 6 total.

    Joint, my account (which we use for all direct debits etc) a visa debit account (as we dont have credit cards) and a trust fund account for each child.

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    SuperGranny is offline Worlds best grandma! Winner 2012 - Most Helpful Member
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    I have one for everyday use and a sub account, linked to the first account, for my savings. I put a set amount in to the savings account each pay, and if I need to move some into the everyday acc, I can do that by phone or online. I find I can usually leave the savings untouched for at least a few weeks. I have direct debits set from my everyday account, so most of my bills are paid on a monthly or fortnightly payment. I pay only $5 a month in fees. marie.

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    Everyday account
    Online Express saver account

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    one offset mortgage account in joint names- everything goes in and out of there, it has redraw too. One joint credit card (we each have a card)- we purchase everything with that, then transfer funds across on line. 3 x piggy banks for the kids.


 

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