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  1. #1
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    Default How would working PT affect government assistance?

    Okay, now if I try and get work next year the most I could possibly earn is around $10k.

    We are currently receiving Part A and Part B, CCB and CCR.

    If I was to earn $350 for a day's casual - how would this affect the payments that we receive from the government?

    I think we will be out of pocket at least $120 for childcare after rebates, but I don't think that is factored in, it just happens to be how many kids we have.

    Just trying to work out if we will be going backwards and at what point and how many days a week would we be losing money. Just as well I'm not going back for the money at this stage - but will need more if we take on another mortgage.

    Any help would be great thank you. I've asked Centrelink questions like this before to get a non-helpful answer and also read threads where people have been told the wrong thing by Centrelink and had to repay money after a mistake had been found!

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    Jump on the online calculator, that should be s good start.

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    Little Ted  (24-11-2014)

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    Subbing, I'm worried that it won't be worth me working part time.

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    Is there an amount that mums can earn before it affects payments? Or does it purely come in one hand and go out the other?

    I'm going to work anyway but just need to know budget-wise.

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    Quote Originally Posted by Little Ted View Post
    Is there an amount that mums can earn before it affects payments? Or does it purely come in one hand and go out the other?

    I'm going to work anyway but just need to know budget-wise.
    FTB is based on family income, so it's based on both parents incomes.

    As suggested in a pp, jump on the online calculators and put in a few different figures or even look up the figures on the human services websites. They have fact sheets available for most payments. It should give you an idea as to what your entiltement will be based on your own personal situation.

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    Little Ted  (24-11-2014)

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    Had to do online calculator twice as it timed out when I went to pick up DS!

    It says that our payments don't change. Do I believe it??!!

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    Its impossible for any of us to answer as it depends upon your partner's income too.

    For me, if I earn around $4400 a year then I start to lose my FTB. I can't remember the figure at which it cuts out altogether.

    It really is best to wait until you have time to do the online calculator for the most accurate answer. I even prefer the online calculator to talking to someone on the phone as I've been given conflicting (and wrong) information when talking to human services on the phone before.

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    Little Ted  (24-11-2014)

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    its only as good as the info you put in.

    provided your income ends up being what you have estimated then it should be right.

    problems tend to arise when your income changes (eg you get paid overtime, you get more work than you estimated, pay rise or other stuff that you didnt anticipate) ...

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    Little Ted  (24-11-2014)

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    I realise it's an individual thing. I should have been more specific in the type of information I was after. For example, is there a cut off amount that one would lose part a or b, ccb or is there an amount that the government let's mums earn before they start to retract payments - and is it a percentage amount or a bracketed amount?

    I wasn't after people telling me the exact amount I would receive That would be some extra special kind of bubhub service!


    Yes, did the calculator and it said I don't lose anything even though I typed in $10K for my side. Will just have to see how it goes I guess if the calculator is the best thing there is.

    Thank you for the information that its a sliding scale the more you earn.

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    MissMuppet  (24-11-2014)

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    Quote Originally Posted by BH-KatiesMum View Post
    its only as good as the info you put in.

    provided your income ends up being what you have estimated then it should be right.

    problems tend to arise when your income changes (eg you get paid overtime, you get more work than you estimated, pay rise or other stuff that you didnt anticipate) ...
    Thank you -I think we would try and over-estimate if we can to try and avoid having to pay anything back.
    There is a maximum amount of days that I can do with teaching and the amount of pay is set unless I do childcare, which is less anyway so thankfully wouldn't run into the issue of overtime.


 

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