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  1. #1
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    Default Has anyone ever used their Medibank cover for IVF?

    Hiya,

    I'm on Top Hospital with Medibank, served my waiting periods. I checked with Medibank and although they claim they cover IVF, they don't cover anything except the egg collection. And this is because it's all outpatient procedures through my clinic. I already spoke to the Ombudsman and can't really get anywhere with it.

    Problem is, I can't find a fertility centre in Melbourne who admits their patients into hospital, so I'm wondering why I'm even keeping this expensive cover if I can never use it for IVF. Might as well just find a cheaper cover.

    Has anyone ever used their Medibank cover for IVF?

  2. #2
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    Default Has anyone ever used their Medibank cover for IVF?

    I'm in Melbourne and I've used it for egg pickup. I'm with Monash IVF and they admit you for the egg pickup. Is that what you mean, or are you wondering about procedures other than pickup?

  3. The Following User Says Thank You to MrsErinR For This Useful Post:

    fieldsofpie  (22-11-2014)

  4. #3
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    Yeah they cover me for egg collection but that's about it, how's Monash IVF?

    I was wondering about things besides the egg collection yep
    Last edited by fieldsofpie; 20-11-2014 at 23:51.

  5. #4
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    I have top cover with medibank private as well. The only thing you are able to claim for IVF through them I have found is egg collection and also if you go on progesterone suppositories you can claim them back. Everything else is under Medicare.

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    fieldsofpie  (22-11-2014)

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    Yeah I wondered the same thing, they only cover egg collection here in Perth, and some of the anaestetist gap I think, but when I eventually got pregnant I was happy to be able to go private. Now maybe I could just lower the cover while staying private, is that what you're wondering too? If anyone figures this out I'd be keen to know.

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    fieldsofpie  (22-11-2014)

  9. #6
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    Quote Originally Posted by Lillaa View Post
    Yeah I wondered the same thing, they only cover egg collection here in Perth, and some of the anaestetist gap I think, but when I eventually got pregnant I was happy to be able to go private. Now maybe I could just lower the cover while staying private, is that what you're wondering too? If anyone figures this out I'd be keen to know.

    Yep, exactly

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  11. #8
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    I'm the same as everyone else and only use it for pick up. However I was told if you need to be admitted to hospital due to complications such as OHSS and you don't have cover for fertility treatment it might not be covered.

    Not sure if it's true but does make sense.

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    fieldsofpie  (22-11-2014)

  13. #9
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    You are right that all private health funds only pay hospital costs when you are admitted. I was quite surprised when I first started looking into it that private health fund doesn't cover much.

    I'm with medibank. It covered egg pick up. It may have also covered transfer? Not sure on that. I think it also covered anaesthetist as I didn't have to pay for that.

    I changed from nib to medibank because nib has 24 month wait for ivf & obs whereas medibank is only 12 months. I also found that friends with medibank tended to have no out of pockets after having baby in private hospital compared to other health funds. I don't know why. I have however found out that medibank is the only health fund that doesn't reimburse for antenatal classes which for me would be $200! Grrrrr.

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    fieldsofpie  (22-11-2014)

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    We are with Medibank and yes, all they covered with our IVF was egg pick up. I also claimed some of my medications I was on when doing a FET cycle.

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    fieldsofpie  (22-11-2014)


 

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