Well um perhaps I spoke too soon! Just checking budget announcements tonight and seems like the plan to stop people (like me lol) accessing both employer and government ppl will come in from 1 July 2015 in which case I will miss out by a few weeks. Thought it was going to be 1 July 2016? Arrrgh news is not clear on this at all date-wise. Will check on this more tomorrow or hopefully someone else can share the correct date!